Lyon County property record for 884 E St, Fernley, NV 89408
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,200 sqft · built 1979 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on File |
| Last Sale | $305,000 (Aug 2021) |
| Tax Bill | $1,286 (2026) |
| Deeds & Mortgages | May 2022 Line of Credit Aug 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 020-232-14 |
| Primary APN | 020-232-14 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,200 sqft Living Area |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Lot Area | 9,148 sqft (0.21 acres) |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 80 sqft |
| Sewer | Septic |
|---|
| Street Address | 884 E ST |
|---|---|
| City | FERNLEY |
| State | NV |
| Zip | 89408-8574 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF6 |
| Legal Description | ROBERT V GARCIA TRUST |
| Legal Subdivision | GOOD EARTH |
| Legal Block | 5 |
| Legal Lot Number | 22 |
| Jurisdiction | LYON NV |
| Township / Civil Division | FERNLEY |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 960104 |
Source: Lyon County records · APN 020-232-14
Assessment roll updated August 18, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 884 E ST, FERNLEY, NV 89408-8574 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 02, 2022 | Deed of Trust, Mortgage · Line of Credit NEVADA RURAL HOUSING AUTHORITY |
| Aug 31, 2021 | Bargain and Sale Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 31, 2021 · Amount on Record |
| Deed Sale | Aug 31, 2021 · Amount on Record |
| Prior Sale | Oct 19, 2010 · Amount on Record |
| Deed Document Number | 2021643717 |
| Prior Transfer Date | May 03, 2012 |
| Prior Transfer Doc | 0000490810 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYON NV |
| Property Address | 884 E ST, FERNLEY, NV 89408-8574 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2022 |
| Title Company | TICOR TITLE INSURANCE COMPANY, TICOR TITLE |
| Name | Verified Name |
|---|---|
| Address | 884 E ST, FERNLEY, NV 89408-8574 |
| Document Number | 0000656738 |
|---|---|
| Date | May 02, 2022 |
| Instrument | 656738 |
| Name | NEVADA RURAL HOUSING AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | CARSON CITY, NV 89701 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | LYON NV |
| Recording Date | Aug 31, 2021 |
| Property Address | 884 E ST, FERNLEY, NV 89408-8574 |
| Document Number | 0000643717 |
| Map Reference | FILE 39558 |
| Instrument Date | Aug 19, 2021 |
| Instrument | 643717 |
| Transaction Type | Transfer |
| Record Updated | Sep 08, 2021 |
| Title Company | TICOR TITLE-FERNLEY, TICOR TITLE FERNLEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,189.50 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13745 SEABISCUIT DR, 13745, RENO, NV 89521-8349 |
| Name | Verified Name |
|---|---|
| Address | 884 E ST, FERNLEY, NV 89408-8574 |
| Document Number | 0000643718 |
|---|---|
| Date | Aug 31, 2021 |
| Instrument | 643718 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
Source: Lyon County records · Assessment roll updated August 18, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Lyon County |
| Municipality | Fernley City |
| Unified School District | Lyon County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,286.00 (-10.63%) | $90,111 (+9.91%) Land $70,000 Building $20,111 | $257,459 (+9.91%) Land $200,000 Building $57,459 |
| 2023 | $1,439.00 (+7.23%) | $81,988 (+1.4%) Land $61,250 Building $20,738 | $234,252 (+1.4%) Land $175,000 Building $59,252 |
| 2022 | $1,342.00 | $80,858 Land $61,250 Building $19,608 | $231,023 Land $175,000 Building $56,023 |
Source: FEMA National Flood Hazard Layer as of April 12, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Nevada |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Wi-Fiber Fixed Wireless | 200 / 30 |
May also be available: AT&T, ATN International.
Based on FCC filings for 375 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | FERNLEY PUBLIC WORKS serves 23,064 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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