881 E St, Fernley, NV 89408 Property Records

Lyon County property record for 881 E St, Fernley, NV 89408

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,440 sqft · built 1979
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on Record
Last Sale	$140,000 (Nov 2015)
Tax Bill	$1,477 (2026)
Deeds & Mortgages	Mar 2022 Mortgage Dec 2019 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`020-234-11`

Property Details

APN / Parcel Number

Primary APN	`020-234-11`
Alternative APN	`2023411`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,440 sqft Living Area

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Lot Area	9,148 sqft (0.21 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	881 E ST
City	FERNLEY
State	NV
Zip	89408-8574
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF6
Legal Description	13-20-24 FR W2 NE4
Legal Subdivision	GOOD EARTH
Legal Block	4
Legal Lot Number	21
Jurisdiction	LYON NV
Township / Civil Division	FERNLEY
Census Block Group	2
Census Block	2018
Census Tract	960104

Owner

Source: Lyon County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	881 E ST, FERNLEY, NV 89408-8574
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2022	Intrafamily Transfer, Transfer · FHA Mortgage GUILD MORTGAGE CO
Dec 23, 2019	Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Aug 21, 2020	Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Mar 7, 2019	Intrafamily Transfer, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
May 18, 2018	Quit Claim Deed, Transfer OTHER
May 18, 2018	Quit Claim Deed, Transfer · FHA Mortgage RESIDENTIAL BANCORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 24, 2015 · Amount on Record
Deed Sale	Nov 24, 2015 · Amount on Record
Prior Sale	May 3, 2012 · Amount on Record
Deed Document Number	2015544027
Last Transfer Date	Mar 11, 2022
Transfer Doc	0000654437
Record Updated	Sep 20, 2026

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LYON NV
Recording Date	Mar 16, 2022
Property Address	881 E ST, FERNLEY, NV 89408-8574
Document Number	0000654437
Instrument Date	Mar 11, 2022
Instrument	654437
Transaction Type	Transfer
Record Updated	Apr 8, 2022
Title Company	TICOR TITLE-FERNLEY, TICOR TITLE FERNLEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	881 E ST, FERNLEY, NV 89408-8574

Mortgage

Document Number	0000654438
Date	Mar 16, 2022
Instrument	654438

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Interest

Index	1-Month LIBOR

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYON NV
Property Address	881 E ST, FERNLEY, NV 89408-8574
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000608291
Date	Dec 23, 2019
Instrument	608291

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYON NV
Property Address	881 E ST, FERNLEY, NV 89408-8574
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000619975
Date	Aug 21, 2020
Instrument	619975

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Aug 1, 2049

March 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LYON NV
Recording Date	Mar 7, 2019
Property Address	881 E ST, FERNLEY, NV 89408-8574
Document Number	0000592955
Map Reference	FILE 39558
Instrument Date	Feb 27, 2019
Instrument	592955
Transaction Type	Transfer
Record Updated	Nov 16, 2021
Title Company	VANTAGE POINT TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	881 E ST, FERNLEY, NV 89408-8574

Mortgage

Document Number	0000592956
Date	Mar 7, 2019
Instrument	592956

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2049

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYON NV
Recording Date	May 18, 2018
Property Address	881 E ST, FERNLEY, NV 89408-8574
Document Number	0000580847
Instrument Date	May 9, 2018
Instrument	580847
Transaction Type	Transfer
Record Updated	Jun 8, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	881 E ST FERNLEY NV 894088574, FERNLEY, NV 89408-8574

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYON NV
Recording Date	May 18, 2018
Property Address	881 E ST, FERNLEY, NV 89408-8574
Document Number	0000580849
Instrument Date	May 9, 2018
Instrument	580849
Transaction Type	Transfer
Record Updated	Jun 8, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	881 E ST FERNLEY NV 894088574, FERNLEY, NV 89408-8574

Mortgage

Document Number	580848
Date	May 18, 2018
Instrument	580848

Lender

Name	RESIDENTIAL BANCORP
Type	Mortgage Company
Address	DIAMOND BAR, CA 91765

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 17, 2048

Tax Assessment & Valuation

Source: Lyon County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Lyon County
Municipality	Fernley City
Unified School District	Lyon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,477.00 (-7.11%)	$92,219 (+9.52%) Land $70,000 Building $22,219	$263,483 (+9.52%) Land $200,000 Building $63,483
2023	$1,590.00 (+7.36%)	$84,203 (+1.38%) Land $61,250 Building $22,953	$240,579 (+1.38%) Land $175,000 Building $65,579
2022	$1,481.00	$83,054 Land $61,250 Building $21,804	$237,296 Land $175,000 Building $62,296

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Nevada
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNLEY PUBLIC WORKS serves 23,064 people · EPA ID NV0000062
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	200 / 30

May also be available: AT&T, Choice Broadband.

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