Lyon County property record for 852 E St, Fernley, NV 89408
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,440 sqft · built 1979 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on File |
| Last Sale | $191,000 (Feb 2019) |
| Tax Bill | $1,435 (2026) |
| Deeds & Mortgages | Nov 2020 Mortgage Feb 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 020-232-16 |
| Primary APN | 020-232-16 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,440 sqft Living Area |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Lot Area | 9,148 sqft (0.21 acres) |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Street Address | 852 E ST |
|---|---|
| City | FERNLEY |
| State | NV |
| Zip | 89408-8574 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF6 |
| Legal Description | 13-20-24 FR W2 NE4 |
| Legal Subdivision | GOOD EARTH |
| Legal Block | 5 |
| Legal Lot Number | 18 |
| Jurisdiction | LYON NV |
| Township / Civil Division | FERNLEY |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 960104 |
Source: Lyon County records · APN 020-232-16
Assessment roll updated August 18, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 852 E ST, FERNLEY, NV 89408-8574 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 18, 2020 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCIAL NETWORK INC |
| Feb 22, 2019 | Bargain and Sale Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 22, 2019 · Amount on Record |
| Deed Sale | Feb 22, 2019 · Amount on Record |
| Prior Sale | Mar 21, 2011 · Amount on Record |
| Deed Document Number | 2019592459 |
| Prior Transfer Date | Oct 13, 2005 |
| Prior Transfer Doc | 0000365567 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYON NV |
| Property Address | 852 E ST, FERNLEY, NV 89408-8574 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Title Company | UNISOURCE |
| Name | Verified Name |
|---|
| Document Number | 0000625376 |
|---|---|
| Date | Nov 18, 2020 |
| Instrument | 625376 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Address | BREA, CA 92821 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2050 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | LYON NV |
| Recording Date | Feb 22, 2019 |
| Property Address | 852 E ST, FERNLEY, NV 89408-8574 |
| Document Number | 0000592459 |
| Map Reference | DOC 39558 |
| Instrument Date | Feb 20, 2019 |
| Instrument | 592459 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2022 |
| Title Company | TICOR TITLE RENO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $744.90 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 456 W UMPUA, 456, ROSEBURG, OR 97470 |
| Name | Verified Name |
|---|---|
| Address | 852 E ST, FERNLEY, NV 89408-8574 |
| Investor | Possibly a Property Investor |
| Document Number | 0000592460 |
|---|---|
| Date | Feb 22, 2019 |
| Instrument | 592460 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2049 |
Source: Lyon County records · Assessment roll updated August 18, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Lyon County |
| Municipality | Fernley City |
| Unified School District | Lyon County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,435.00 (-7.84%) | $93,221 (+9.28%) Land $70,000 Building $23,221 | $266,345 (+9.28%) Land $200,000 Building $66,345 |
| 2023 | $1,557.00 (+7.38%) | $85,308 (+1.48%) Land $61,250 Building $24,058 | $243,738 (+1.48%) Land $175,000 Building $68,738 |
| 2022 | $1,450.00 | $84,066 Land $61,250 Building $22,816 | $240,188 Land $175,000 Building $65,188 |
Source: FEMA National Flood Hazard Layer as of April 12, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Nevada |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Wi-Fiber Fixed Wireless | 200 / 30 |
May also be available: AT&T, ATN International.
Based on FCC filings for 375 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | FERNLEY PUBLIC WORKS serves 23,064 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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