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8962 E River Dr, Navarre, FL 32566 Property Records

Santa Rosa County property record for 8962 E River Dr, Navarre, FL 32566 · Last verified November 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2018
Square Footage1,703 sqft Heated Area
Lot Size24,651 sqft (0.565 acres)
OccupancyOwner Occupied
Last Sale$240,000 (2018)
Tax Bill$1,846.00 (2024)

Property Details

APN / Parcel Number

Primary APN10-2S-26-0000-00110-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,703 sqft Heated Area
Gross Area2,408 sqft Gross Area
1st Floor2,123 sqft 1st Floor
Stories1 Stories
Primary FlooringLaminate Plank Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2018
Exterior MaterialFiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior
Construction TypeWood Construction
Foundation TypeMat/Raft Foundation (Slab) Foundation
Roof MaterialShingle Roof
Lot Area24,651 sqft (0.565 acres)
Depth X Width2,970 ft x 830 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage Area420 sqft Garage
Deck Area48 sqft Deck
PorchOpen Porch
Porch Area285 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Account Number102S260000001100000
Street Address8962 E RIVER DR
CityNAVARRE
StateFL
Zip32566-2532
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description*NEW DESCRIPTION FOR 2018* E2 OF E2 OF SW4 OF SE4 OF SW4 OF SW4 AS DES IN OR 3717 PG 1390 LESS S 33' FOR RD & SBJT TO DRAIN
Legal Range26W
Legal Township02S
Legal Section10
JurisdictionSANTA ROSA FL
Minor Civil DivisionHOLLEY-NAVARRE
Census Blockgroup2
Census Block2009
Census Tract10828

Owner

Source: Santa Rosa County records · APN 10-2S-26-0000-00110-0000

Assessment roll updated July 1, 2024 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address8962 E RIVER DR, NAVARRE, FL 32566-2532
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 23, 2021Deed of Trust, Mortgage · Veterans Administration Mortgage
NEWREZ LLC
Feb 08, 2018Deed of Trust, Mortgage · Building or Construction Mortgage
BEACH COMMUNITY BANK
Apr 11, 2018Warranty Deed, Transfer · Veterans Administration Mortgage
MORTGAGE ONE/SOUTH
Jan 09, 2018Trustee's Deed, Construction Loan · Line of Credit
BEACH CMNTY BK
Oct 05, 2017Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 11, 2018 · Amount on Record
Deed SaleApr 11, 2018 · Amount on Record
Deed Doc Number201814156
Deed Book / Page3717 / 1390
Record RefreshedJun 08, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address8962 E RIVER DR, NAVARRE, FL 32566-2532
Transaction TypeMortgage
Record UpdatedMay 12, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address8962 E RIVER DR, NAVARRE, FL 32566-2532

Mortgage

Document Number0040911493
DateMar 23, 2021
Book Page4091/1493
Instrument202119050
Lender
NameNEWREZ LLC
TypeMortgage Company
AddressFORT WASHINGTON, PA 19034
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address8962 E RIVER DR, NAVARRE, FL 32566-2532
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0037000916
DateFeb 08, 2018
Book Page3700/0916
Instrument201804860
Lender
NameBEACH COMMUNITY BANK
TypeBank
AddressFORT WALTON BEACH, FL 32548
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term192 Months
DueFeb 01, 2034

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateApr 11, 2018
Property Address8962 E RIVER DR, NAVARRE, FL 32566-2532
Document Number0037171390
Book / Page003717 / 001390
Instrument DateApr 04, 2018
Instrument14156
Transaction TypeTransfer
Record UpdatedJun 13, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,680.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address8962 E RIVER DR NAVARRE FL 325662532, NAVARRE, FL 32566-2532

Mortgage

Document Number37171392
DateApr 11, 2018
Book Page003717/001392
Instrument14157
Lender
NameMORTGAGE ONE/SOUTH
TypeMortgage Company
AddressFORT WALTON BEACH, FL 32548
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueApr 10, 2048

January 2018: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionSANTA ROSA FL
Recording DateJan 09, 2018
Property Address8962 E RIVER DR, NAVARRE, FL 32566-2532
Document Number0036931161
Book / Page003693 / 001161
Instrument DateJan 05, 2018
Instrument1069
Transaction TypeConstruction Loan
Record UpdatedMar 06, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address9933 NAVARRE PKWY NAVARRE FL 325663039, NAVARRE, FL 32566-3039

Mortgage

Document Number36931161
DateJan 09, 2018
Book Page003693/001161
Instrument1069
Lender
NameBEACH CMNTY BK
TypeBank
AddressFORT WALTON BEACH, FL 32548
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueJan 08, 2033
Interest
Rate TypeAdjustable Rate

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateOct 05, 2017
Property Address8962 E RIVER DR, NAVARRE, FL 32566-2532
Document Number0036671040
Book / Page003667 / 001040
Instrument DateSep 21, 2017
Instrument41510
Transaction TypeTransfer
Record UpdatedOct 13, 2017

Transaction

AmountAmount Recorded
Tax$469.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address9933 NAVARRE PKWY NAVARRE FL 325663039, NAVARRE, FL 32566-3039
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2024$1,846.00 (+2.67%) Homeowner's exemption Disabled Person's exemption$191,622 (+3%)$263,992 (+2.61%) Land $43,862 Building $220,130
2023$1,798.00 (+3.1%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$186,041 (+3%)$257,279 (+5.38%) Land $39,476 Building $217,803
2022$1,744.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$180,622$244,151 Land $32,897 Building $211,254

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 69% of the US · above 49% of Florida
Wildfire LikelihoodAbout 1 in 469 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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