Santa Rosa County property record for 8958 E River Dr, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,076 sqft · built 2018 |
| Lot Size | 0.565 acres (24,651 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $267,500 (Apr 2018) |
| Tax Bill | $194 (2024) |
| Deeds & Mortgages | Mar 2021 Mortgage Apr 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-2S-26-0000-00145-0000 |
| Primary APN | 10-2S-26-0000-00145-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,076 sqft Heated Area |
| Gross Area | 2,970 sqft |
| 1st Floor Area | 2,517 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 24,651 sqft (0.565 acres) |
| Lot Dimensions | 2,970 ft deep x 830 ft wide |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 453 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 102S260000001450000 |
|---|---|
| Street Address | 8958 E RIVER DR |
| City | NAVARRE |
| State | FL |
| Zip | 32566-2532 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1M |
| Legal Description | *NEW PARCEL FOR 2018* W2 OF E2 OF SW4 OF SE4 OF SW4 OF SW4 AS DES IN OR 3715 PG 1315 LESS S 33' FOR RD & SBJT TO DRAIN ESMNT |
| Legal Range | 26W |
| Legal Township | 02S |
| Legal Section | 10 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 10828 |
8958 E River Dr is owned and occupied by two individuals who bought it in April 2018.
Source: Santa Rosa County records, as of October 27, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8958 E RIVER DR, NAVARRE, FL 32566-2532 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 24, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Apr 4, 2018 | Warranty Deed, Transfer · VA Mortgage MORTGAGE ONE/SOUTH |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 4, 2018 · Amount on File |
| Deed Sale | Apr 4, 2018 · Amount on File |
| Deed Document Number | 201813001 |
| Deed Book / Page | 3715 / 1315 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 8958 E RIVER DR, NAVARRE, FL 32566-2532 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2021 |
| Name | Verified Name |
|---|---|
| Address | 8958 E RIVER DR, NAVARRE, FL 32566-2532 |
| Document Number | 0040921191 |
|---|---|
| Date | Mar 24, 2021 |
| Book Page | 4092/1191 |
| Instrument | 202119477 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Apr 4, 2018 |
| Property Address | 8958 E RIVER DR, NAVARRE, FL 32566-2532 |
| Document Number | 0037151315 |
| Book / Page | 003715 / 001315 |
| Instrument Date | Mar 29, 2018 |
| Instrument | 13001 |
| Transaction Type | Transfer |
| Record Updated | Jan 7, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,872.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 8958 E RIVER DR NAVARRE FL 32566, NAVARRE, FL 32566 |
| Document Number | 37151317 |
|---|---|
| Date | Apr 4, 2018 |
| Book Page | 003715/001317 |
| Instrument | 13002 |
| Name | MORTGAGE ONE/SOUTH |
|---|---|
| Type | Mortgage Company |
| Address | FORT WALTON BEACH, FL 32548 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 3, 2048 |
Source: Santa Rosa County assessment roll, as of July 1, 2024
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $194.00 (+7.18%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $247,069 (+3%) | $326,276 (+2.26%) Land $43,862 Building $282,414 |
| 2023 | $181.00 (-92.42%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $239,873 (+3%) | $319,063 (+3.9%) Land $39,476 Building $279,587 |
| 2022 | $2,387.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $232,886 | $307,096 Land $32,897 Building $274,199 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8958 E River Dr in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 114 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 114 in force |
| Nearby Flood Claims | 10 (2004–2024) |
| Claims Outside the SFHA | 3 of 10 |
| Most Recent Claim | Jun 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8958 E River Dr is moderate, ranking above 68% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 48% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
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