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8940 E River Dr, Navarre, FL 32566 Property Records

Santa Rosa County property record for 8940 E River Dr, Navarre, FL 32566

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,055 sqft · built 2018
Lot Size0.565 acres (24,611 sqft)
Owner2 Individual Names on Record
Last Sale$268,500 (Jun 2018)
Tax Bill$2,334 (2024)
Deeds & MortgagesMar 2018 Construction Loan
Jun 2018 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN10-2S-26-0000-00121-0000

Property Details

APN / Parcel Number

Primary APN10-2S-26-0000-00121-0000
Alternative APN
  • S262100000001210000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,055 sqft Living Area
Gross Area2,949 sqft
1st Floor Area2,055 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area24,611 sqft (0.565 acres)
Lot Dimensions297 ft deep x 83 ft wide
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchFinished/Open Porch
Porch Area432 sqft
Deck Area280 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address8940 E RIVER DR
CityNAVARRE
StateFL
Zip32566-2532
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1M
Legal DescriptionE2 OF E2 OF SE4 OF SW4 OF SW4 OF SW4 LESS S 33 FOR RD AS DES IN OR 3736 PG 70 LESS ALL MINERAL RIGHTS
Legal Range26W
Legal Township2S
Legal Section10
Legal SubdivisionTRACT 4B, 4
Legal Tract4
JurisdictionSANTA ROSA FL
Township / Civil DivisionHOLLEY-NAVARRE
Census Block Group2
Census Block2009
Census Tract10828

Owner

Source: Santa Rosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address8940 E RIVER DR, NAVARRE, FL 32566-2532
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 26, 2018Deed of Trust, Mortgage · Construction Mortgage
BEACH COMMUNITY BANK
Jun 13, 2018Warranty Deed, Subdivision Related Transfer
ATTORNEY ONLY
Jun 8, 2018Warranty Deed, Transfer
ATTORNEY ONLY
Dec 18, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 13, 2018 · Amount on Record
Deed SaleJun 13, 2018 · Amount on Record
Prior SaleJun 8, 2018 · Amount on Record
Deed Document Number201824650
Deed Book / Page3737 / 845
Prior Transfer DateSep 29, 2016
Prior Transfer Doc0035680229
Record UpdatedJun 8, 2026

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address8940 E RIVER DR, NAVARRE, FL 32566-2532
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0037121574
DateMar 26, 2018
Book Page3712/1574
Instrument201811553
Lender
NameBEACH COMMUNITY BANK
TypeBank
AddressFORT WALTON BEACH, FL 32548
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term192 Months
DueMar 20, 2034

June 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateJun 13, 2018
Property Address8940 E RIVER DR, NAVARRE, FL 32566-2532
Document Number0037370845
Book / Page003737 / 000845
Instrument DateJun 8, 2018
Instrument24650
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 11, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$1,879.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8932 E RIVER DR NAVARRE FL 32566, NAVARRE, FL 32566

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateJun 8, 2018
Property Address8940 E RIVER DR, NAVARRE, FL 32566-2532
Document Number0037360070
Book / Page003736 / 000070
Instrument DateJun 1, 2018
Instrument23861
Transaction TypeTransfer
Record UpdatedAug 15, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$1,876.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address8940 E RIVER DR NAVARRE FL 325662532, NAVARRE, FL 32566-2532

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateDec 18, 2017
Property Address8940 E RIVER DR, NAVARRE, FL 32566-2532
Document Number0036871081
Book / Page003687 / 001081
Instrument DateDec 11, 2017
Instrument51938
Transaction TypeTransfer
Record UpdatedJan 3, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$469.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address9933 NAVARRE PKWY NAVARRE FL 325663039, NAVARRE, FL 32566-3039
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$255,618 (+2.9%)$320,928 (+2.17%) Land $43,725 Building $277,203
2024$2,334.00 (-0.55%) Homeowner's exemption Widower's exemption$248,414 (+3%)$314,097 (+2.35%) Land $43,725 Building $270,372
2023$2,347.00 Homeowner's exemption$241,179$306,872 Land $39,352 Building $267,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 114 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies114 in force
Nearby Flood Claims10 (2004–2024)
Claims Outside the SFHA3 of 10
Most Recent ClaimJun 2024 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 7 claims
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 68% of the US · above 48% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOLLEY-NAVARRE WATER SYSTEM
public/private · serves 47,793 people · EPA ID FL1570349
Water SourceGroundwater
Last State InspectionOct 2025
Lead6 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber		5,000 / 5,000
AT&T
Fiber		5,000 / 5,000
Mediacom Xtream
Cable		1,000 / 50

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