8985 E River Dr, Navarre, FL 32566 Property Records

Santa Rosa County property record for 8985 E River Dr, Navarre, FL 32566

Property Summary

Property Type	Mobile Home
Details	3 bd · 1 ba · 864 sqft · built 1983
Lot Size	0.559 acres (24,354 sqft)
Owner	Individual Name on Record
Tax Bill	$789 (2024)
Deeds & Mortgages	Mar 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`15-2S-26-0000-00313-0000`

Property Details

APN / Parcel Number

Primary APN	`15-2S-26-0000-00313-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	864 sqft Heated Area
Gross Area	1,080 sqft
1st Floor Area	885 sqft
Flooring	Carpet
Interior Walls	Plywood

Exterior

Year Built	Built 1983
Exterior Material	Metal
Roof Material	Metal
Lot Area	24,354 sqft (0.559 acres)
Lot Dimensions	2,970 ft deep x 820 ft wide
Porch	Open Porch
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	152S260000003130000
Street Address	8985 E RIVER DR
City	NAVARRE
State	FL
Zip	32566-2533
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	R1M
Legal Description	W2 OF E2 OF NE4 OF NE4 OF NW4 OF NW4 AS DES IN OR 4094 PG 2035 LESS N 33 FT FOR RD R/W
Legal Range	26W
Legal Township	02S
Legal Section	15
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	2
Census Block	2003
Census Tract	10827

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8985 E RIVER DR, NAVARRE, FL 32566-2533
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2021
Deed Sale	Mar 30, 2021
Deed Document Number	202120590
Deed Book / Page	4094 / 2035
Record Updated	Jun 8, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Mar 30, 2021
Property Address	8985 E RIVER DR, NAVARRE, FL 32566-2533
Document Number	0040942035
Book / Page	4094 / 2035
Instrument Date	Mar 26, 2021
Instrument	202120590
Transaction Type	Transfer
Record Updated	Dec 21, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 9, HOLT, FL 32564-0009

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8985 E RIVER DR, NAVARRE, FL 32566-2533

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$789.00 (+8.38%)	$58,782 (+10.6%) Land $43,460 Building $15,322	$58,782 (+10.6%) Land $43,460 Building $15,322
2023	$728.00 (+12%)	$53,146 (+19.78%) Land $39,114 Building $14,032	$53,146 (+19.78%) Land $39,114 Building $14,032
2022	$650.00	$44,369	$44,369 Land $32,595 Building $11,774

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 117 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	117 in force
Nearby Flood Claims	7 (2014–2025)
Claims Outside the SFHA	7 of 7
Most Recent Claim	May 2025 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 4 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 48% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50