8934 E River Dr, Navarre, FL 32566 Property Records

Santa Rosa County property record for 8934 E River Dr, Navarre, FL 32566

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,989 sqft · built 2018
Lot Size0.565 acres (24,651 sqft)
OwnerIndividual Name on Record
Last Sale$268,500 (Jun 2018)
Tax Bill$3,792 (2024)
Deeds & MortgagesMar 2018 Construction Loan
Flood ZoneZone X (minimal risk)
APN10-2S-26-0000-00148-0000

Property Details

APN / Parcel Number

Primary APN10-2S-26-0000-00148-0000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,989 sqft Heated Area
Gross Area2,883 sqft
1st Floor Area2,451 sqft
FlooringLaminate Plank
Interior WallsCustom/Decorative

Exterior

Year BuiltBuilt 2018
Exterior MaterialFiber Cement Siding
Construction TypeWood
Foundation TypeMasonry
Roof MaterialShingle
Lot Area24,651 sqft (0.565 acres)
Lot Dimensions2,970 ft deep x 830 ft wide
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area432 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number102S260000001480000
Street Address8934 E RIVER DR
CityNAVARRE
StateFL
Zip32566-2532
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1M
Legal DescriptionW2 OF E2 OF SE4 OF SW4 OF SW4 OF SW4 LESS S 33' FOR RD AS DES IN OR 3750 PG 1461 LESS ALL MIN RGHTS
Legal Range26W
Legal Township02S
Legal Section10
JurisdictionSANTA ROSA FL
Township / Civil DivisionHOLLEY-NAVARRE
Census Block Group2
Census Block2009
Census Tract10828

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1996 SUNDOWN DR, NAVARRE, FL 32566-8271
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 13, 2018 · Amount on Record
Deed SaleJun 13, 2018 · Amount on Record
Deed Document Number201824650
Deed Book / Page3737 / 0845
Record UpdatedJun 8, 2026

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address8934 E RIVER DR, NAVARRE, FL 32566-2532
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0037121598
DateMar 26, 2018
Book Page3712/1598
Instrument201811563
Lender
NameBEACH COMMUNITY BANK
TypeBank
AddressFORT WALTON BEACH, FL 32548
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term192 Months
DueMar 20, 2034

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$3,792.00 (+62.96%)$316,781 (+38.16%) Land $43,725 Building $273,056$316,781 (+2.34%) Land $43,725 Building $273,056
2023$2,327.00 (+3.56%) Homeowner's exemption Widower's exemption$229,288 (+5.74%)$309,524 (+6.07%) Land $39,352 Building $270,172
2022$2,247.00 Homeowner's exemption Widower's exemption$216,836$291,820 Land $32,793 Building $259,027

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 114 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies114 in force
Nearby Flood Claims10 (2004–2024)
Claims Outside the SFHA3 of 10
Most Recent ClaimJun 2024 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 7 claims
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 68% of the US · above 48% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOLLEY-NAVARRE WATER SYSTEM
public/private · serves 47,793 people · EPA ID FL1570349
Water SourceGroundwater
Last State InspectionOct 2025
Lead6 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
AT&T
Fiber
5,000 / 5,000
Mediacom Xtream
Cable
1,000 / 50

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