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8951 Skip Stone Rd, Milton, FL 32583 Property Records

Santa Rosa County property record for 8951 Skip Stone Rd, Milton, FL 32583

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,929 sqft · built 2021
Lot Size0.207 acres (9,060 sqft)
OwnerIndividual Name on Record
Last Sale$275,700 (May 2021)
Tax Bill$110 (2024)
Deeds & MortgagesMay 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN21-1N-27-6195-00L00-0060

Property Details

APN / Parcel Number

Primary APN21-1N-27-6195-00L00-0060

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,929 sqft Heated Area
1st Floor Area2,370 sqft
FlooringLaminate Plank
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2021
Exterior MaterialFiber Cement Siding
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof MaterialShingle
Lot Area9,060 sqft (0.207 acres)
Lot Dimensions1,250 ft deep x 860 ft wide
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area235 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number211N27619500L000060
Street Address8951 SKIP STONE RD
CityMILTON
StateFL
Zip32583-2479
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionYELLOW RIVER RANCH PHASE 1 LOT 6 BLK L AS DES OR 4122 PG 34
Legal Range27W
Legal Township01N
Legal Section21
Legal SubdivisionRIVER RANCH
Legal Phase1
Legal BlockL
Legal Lot Number6
JurisdictionSANTA ROSA FL
Township / Civil DivisionEAST MILTON
Census Block Group4
Census Block4004
Census Tract10809

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address8951 SKIP STONE RD, MILTON, FL 32583-2479
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 21, 2021 · Amount on Record
Deed SaleMay 21, 2021 · Amount on Record
Prior SaleNov 13, 2020 · Amount on Record
Deed Document Number202134259
Deed Book / Page4122 / 34
Record UpdatedJun 8, 2026

May 2021: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateMay 21, 2021
Property Address8951 SKIP STONE RD, MILTON, FL 32583-2479
Document Number0041220034
Book / Page4122 / 34
Map ReferenceMB 13 PG 10&11
Instrument DateMay 20, 2021
Instrument202134259
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 14, 2023
Title CompanyHB TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,929.90
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2285 W EAU GALLIE BLVD, MELBOURNE, FL 32935-3184

Transferred To (Grantee/Buyer)

NameVerified Name
Address8951 SKIP STONE RD, MILTON, FL 32583-2479

Mortgage

Document Number0000412237
DateMay 21, 2021
Instrument4122/37
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$110.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$205,870 (+3%)$279,226 (-0.7%) Land $40,000 Building $239,226
2023$110.00 (-94.3%) Homeowner's exemption$199,874 (+3%)$281,186 (+11.22%) Land $40,000 Building $241,186
2022$1,931.00 Homeowner's exemption$194,052$252,827 Land $38,000 Building $214,827

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 145 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies145 in force
Nearby Flood Claims50 (1995–2023)
Claims Outside the SFHA1 of 50
Most Recent ClaimAug 2023 · other causes
Claims by Event
  • Hurricane Sally, Sep 2020 · 42 claims
  • Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 64% of the US · above 40% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST MILTON WATER SYSTEM
public/private · serves 17,292 people · EPA ID FL1570232
Water SourceGroundwater
Last State InspectionFeb 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
T-Mobile
Fixed Wireless		100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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