8950 Skip Stone Rd, Milton, FL 32583 Property Records

Santa Rosa County property record for 8950 Skip Stone Rd, Milton, FL 32583

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,773 sqft · built 2020
Lot Size	0.158 acres (6,882 sqft)
Owner	Individual Name on Record
Last Sale	$339,000 (Sep 2025)
Tax Bill	$2,654 (2025)
Deeds & Mortgages	Nov 2023 Second Mortgage Sep 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-1N-27-6195-00K00-0070`

Property Details

APN / Parcel Number

Primary APN	`21-1N-27-6195-00K00-0070`
Alternative APN	`N27121619500K000070`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,773 sqft Living Area
Gross Area	2,526 sqft
1st Floor Area	1,773 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	6,882 sqft (0.158 acres)
Lot Dimensions	121 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	450 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	303 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	8950 SKIP STONE RD
City	MILTON
State	FL
Zip	32583-2479
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	YELLOW RIVER RANCH PHASE 1 LOT 7 BLK K AS DES IN OR 4656 PG 1118
Legal Range	27W
Legal Township	1N
Legal Section	21
Legal Subdivision	YELLOW RIVER RANCH I
Legal Block	K
Legal Lot Number	7
Jurisdiction	SANTA ROSA FL
Township / Civil Division	EAST MILTON
Census Block Group	4
Census Block	4004
Census Tract	10809

Owner

Source: Santa Rosa County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8950 SKIP STONE RD, MILTON, FL 32583-2479
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Sep 9, 2025	Warranty Deed, Transfer · Conventional Mortgage THE MORTGAGE FIRM INC
Mar 4, 2021	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2025 · Amount on Record
Deed Sale	Sep 9, 2025 · Amount on Record
Prior Sale	Mar 4, 2021 · Amount on Record
Deed Document Number	202541941
Deed Book / Page	4656 / 1118
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	8950 SKIP STONE RD, MILTON, FL 32583-2479
Transaction Type	Mortgage
Record Updated	Oct 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8950 SKIP STONE RD, MILTON, FL 32583-2479
Investor	Possibly a Property Investor

Mortgage

Document Number	0044520109
Date	Nov 17, 2023
Book Page	4452/109
Instrument	202351736

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Sep 9, 2025
Property Address	8950 SKIP STONE RD, MILTON, FL 32583-2479
Document Number	0046561118
Book / Page	4656 / 1118
Map Reference	MB 13 PG 10
Instrument Date	Sep 8, 2025
Instrument	202541941
Transaction Type	Transfer
Record Updated	Oct 13, 2025
Title Company	PURE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,373.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	623 CHERRY LN, LAUREL, MS 39440-1655

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8950 SKIP STONE RD, MILTON, FL 32583-2479

Mortgage

Document Number	0046561121
Date	Sep 9, 2025
Instrument	4656/1121

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Mar 4, 2021
Property Address	8950 SKIP STONE RD, MILTON, FL 32583-2479
Document Number	0040811897
Book / Page	4081 / 1897
Map Reference	MB 13 PG 10&11
Instrument Date	Feb 19, 2021
Instrument	202114387
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	GENESIS LAND & TITLE CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,018.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1300 E OLIVE RD, 1300, PENSACOLA, FL 32514-4820

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8650 SKIP STONE, MILTON, FL 32583

Mortgage

Document Number	0040811899
Date	Mar 4, 2021
Instrument	4081/1899

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,654.00 (+4.41%)	$259,251 (+2.9%)	$264,136 (+1.6%) Land $40,000 Building $224,136
2024	$2,542.00 (+1.84%) Homeowner's exemption	$251,945 (+3%)	$259,968 (-0.67%) Land $40,000 Building $219,968
2023	$2,496.00 (+2.34%) Homeowner's exemption	$244,607 (+3%)	$261,722 (+10.21%) Land $40,000 Building $221,722
2022	$2,439.00 Homeowner's exemption	$237,483	$237,483 Land $38,000 Building $199,483

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 145 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	145 in force
Nearby Flood Claims	50 (1995–2023)
Claims Outside the SFHA	1 of 50
Most Recent Claim	Aug 2023 · other causes
Claims by Event	Hurricane Sally, Sep 2020 · 42 claims Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 40% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST MILTON WATER SYSTEM public/private · serves 17,292 people · EPA ID FL1570232
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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