8938 Skip Stone Rd, Milton, FL 32583 Property Records

Santa Rosa County property record for 8938 Skip Stone Rd, Milton, FL 32583

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,868 sqft · built 2021
Lot Size	0.137 acres (5,968 sqft)
Owner	Individual Name on Record
Last Sale	$283,500 (Jan 2021)
Tax Bill	$2,618 (2024)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-1N-27-6195-00K00-0100`

Property Details

APN / Parcel Number

Primary APN	`21-1N-27-6195-00K00-0100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,868 sqft Heated Area
1st Floor Area	2,351 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Shingle
Lot Area	5,968 sqft (0.137 acres)
Lot Dimensions	1,200 ft deep x 500 ft wide
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	168 sqft
Patio Area	182 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	211N27619500K000100
Street Address	8938 SKIP STONE RD
City	MILTON
State	FL
Zip	32583-2479
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	YELLOW RIVER RANCH PHASE 1 LOT 10 BLK K AS DES IN OR 4060 PG 1618
Legal Range	27W
Legal Township	01N
Legal Section	21
Legal Subdivision	RIVER RANCH
Legal Phase	1
Legal Block	K
Legal Lot Number	10
Jurisdiction	SANTA ROSA FL
Township / Civil Division	EAST MILTON
Census Block Group	4
Census Block	4004
Census Tract	10809

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	8938 SKIP STONE RD, MILTON, FL 32583-2479
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 25, 2021 · Amount on Record
Deed Sale	Jan 25, 2021 · Amount on Record
Prior Sale	Jun 4, 2020 · Amount on Record
Deed Document Number	202104617
Deed Book / Page	4060 / 1618
Record Updated	Jun 8, 2026

January 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jan 25, 2021
Property Address	8938 SKIP STONE RD, MILTON, FL 32583-2479
Document Number	0040601618
Book / Page	4060 / 1618
Map Reference	MB 13 PG 10
Instrument Date	Jan 21, 2021
Instrument	202104617
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 14, 2023
Title Company	FIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,984.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	29891 WOODROW LN STE 100, 100, SPANISH FORT, AL 36527-8774

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8938 SKIP STONE RD, MILTON, FL 32583-2479

Mortgage

Document Number	0040601620
Date	Jan 25, 2021
Instrument	4060/1620

Lender

Name	GMFS LLC
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,618.00 (+1.87%) Homeowner's exemption Disabled Person's exemption	$263,683 (+3%)	$273,939 (-0.88%) Land $40,000 Building $233,939
2023	$2,570.00 (+2.43%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$256,003 (+3%)	$276,382 (+11.2%) Land $40,000 Building $236,382
2022	$2,509.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$248,547	$248,547 Land $38,000 Building $210,547

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 145 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	145 in force
Nearby Flood Claims	50 (1995–2023)
Claims Outside the SFHA	1 of 50
Most Recent Claim	Aug 2023 · other causes
Claims by Event	Hurricane Sally, Sep 2020 · 42 claims Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 40% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST MILTON WATER SYSTEM public/private · serves 17,292 people · EPA ID FL1570232
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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