8946 Skip Stone Rd, Milton, FL 32583 Property Records

Santa Rosa County property record for 8946 Skip Stone Rd, Milton, FL 32583

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,820 sqft · built 2021
Lot Size	0.157 acres (6,882 sqft)
Owner	Individual Name on Record
Last Sale	$283,200 (Nov 2021)
Tax Bill	$3,148 (2024)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Feb 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`21-1N-27-6195-00K00-0080`

Property Details

APN / Parcel Number

Primary APN	`21-1N-27-6195-00K00-0080`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,820 sqft Heated Area
1st Floor Area	2,240 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Exterior Material	Fiber Cement Siding
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	6,882 sqft (0.157 acres)
Lot Dimensions	1,210 ft deep x 500 ft wide
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	211N27619500K000080
Street Address	8946 SKIP STONE RD
City	MILTON
State	FL
Zip	32583-2479
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	YELLOW RIVER RANCH PHASE 1 LOT 8 BLK K AS DES IN OR 4213 PG 229
Legal Range	27W
Legal Township	01N
Legal Section	21
Legal Subdivision	RIVER RANCH
Legal Phase	1
Legal Block	K
Legal Lot Number	8
Jurisdiction	SANTA ROSA FL
Township / Civil Division	EAST MILTON
Census Block Group	4
Census Block	4004
Census Tract	10809

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8946 SKIP STONE RD, MILTON, FL 32583-2479
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2021	Warranty Deed, Subdivision Related Transfer · VA Mortgage FBC MORTGAGE LLC
Feb 16, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 29, 2021 · Amount on Record
Deed Sale	Nov 29, 2021 · Amount on Record
Prior Sale	Feb 16, 2021 · Amount on Record
Deed Document Number	202179021
Deed Book / Page	4213 / 229
Record Updated	Jun 8, 2026

November 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Nov 29, 2021
Property Address	8946 SKIP STONE RD, MILTON, FL 32583-2479
Document Number	0042130229
Book / Page	4213 / 229
Map Reference	MB 13 PG 10&11
Instrument Date	Nov 23, 2021
Instrument	202179021
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 14, 2023
Title Company	HB TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,982.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2293 W LAO GALLIE BLVD, MELBOURNE, FL 32935

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8946 SKIP STONE RD, MILTON, FL 32583-2479

Mortgage

Document Number	0004213232
Date	Nov 29, 2021
Instrument	4213/232

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Feb 16, 2021
Property Address	8946 SKIP STONE RD, MILTON, FL 32583-2479
Document Number	0040711117
Book / Page	4071 / 1117
Map Reference	MB 13 PG 10-11
Instrument Date	Feb 10, 2021
Instrument	202109627
Transaction Type	Transfer
Record Updated	Mar 14, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$1,730.40
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2605 SEMORAN DR, PENSACOLA, FL 32503-5023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2293 W EAU GALLIE BLVD, MELBOURNE, FL 32935-3184

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$3,148.00 (-1.72%)	$267,098 (-0.69%) Land $40,000 Building $227,098	$267,098 (-0.69%) Land $40,000 Building $227,098
2023	$3,203.00 (+9.09%)	$268,961 (+11.17%) Land $40,000 Building $228,961	$268,961 (+11.17%) Land $40,000 Building $228,961
2022	$2,936.00	$241,937	$241,937 Land $38,000 Building $203,937

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 145 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	145 in force
Nearby Flood Claims	50 (1995–2023)
Claims Outside the SFHA	1 of 50
Most Recent Claim	Aug 2023 · other causes
Claims by Event	Hurricane Sally, Sep 2020 · 42 claims Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 40% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST MILTON WATER SYSTEM public/private · serves 17,292 people · EPA ID FL1570232
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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