Indian River County property record for 895 Reef Rd, Vero Beach, FL 32963
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 4,559 sqft · built 2000 |
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $170,000 (Aug 1999) |
| Tax Bill | $15,305 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-40-22-00001-0005-00005.0 |
| Primary APN | 33-40-22-00001-0005-00005.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 4,559 sqft Living Area |
| 1st Floor Area | 3,935 sqft |
| 2nd Floor Area | 320 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Construction Type | Wood Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 20,909 sqft (0.48 acres) |
| Lot Dimensions | 170 ft deep x 123 ft wide |
| Garage Area | 1,176 sqft |
| Driveway | Driveway |
| Driveway Area | 1,540 sqft |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Pool Area | 1 sqft |
| Porch | Open Porch |
| Porch Area | 768 sqft |
| Patio Area | 832 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 99272 |
|---|---|
| Street Address | 895 REEF RD |
| City | VERO BEACH |
| State | FL |
| Zip | 32963-2922 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-3 |
| Legal Description | PLAT NO 1 FLORALTON BEACH PBI 3-20 BLK E LOT 5 |
| Legal Range | 40 |
| Legal Township | 33 |
| Legal Section | 22 |
| Legal Subdivision | FLORALTON BEACH SUB NO 1 |
| Legal Block | E |
| Legal Lot Number | 5 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 50509 |
Source: Indian River County records, as of March 5, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 2075 38TH AVE, VERO BEACH, FL 32960-2450 |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 18, 1999 · Amount on File |
| Deed Sale | Aug 18, 1999 · Amount on File |
| Deed Document Number | 0129000695 |
| Deed Book / Page | 01290 / 00695 |
| Record Updated | Jun 8, 2026 |
Source: Indian River County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,305.00 (+8.57%) | $1,100,120 (+5.99%) | $2,697,203 (+8.5%) Land $1,043,520 Building $1,653,683 |
| 2023 | $14,097.00 (+2.33%) | $1,037,976 (+3%) | $2,485,812 (+26.04%) Land $956,560 Building $1,529,252 |
| 2022 | $13,776.00 | $1,007,743 | $1,972,308 Land $869,600 Building $1,102,708 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AO, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 166 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 467 units insured incl. 301 condo units |
| Nearby Flood Claims | 2 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF VERO BEACH serves 37,308 people · EPA ID FL3310206 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 29 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| AT&T DSL | 100 / 20 |
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