866 Reef Rd, Vero Beach, FL 32963 Property Records

Indian River County property record for 866 Reef Rd, Vero Beach, FL 32963

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 5,272 sqft · built 2003
Lot Size	1.2 acres (52,272 sqft)
Owner	2 Individual Names on Record
Last Sale	$580,000 (May 1997)
Tax Bill	$33,470 (2025)
Deeds & Mortgages	Aug 2026 Transfer
Flood Zone	Zone X (minimal risk)
APN	`33-40-22-00001-0006-00003.0`

Property Details

APN / Parcel Number

Primary APN	`33-40-22-00001-0006-00003.0`
Alternative APN	`99280`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	5,272 sqft Living Area
Gross Area	6,337 sqft
1st Floor Area	4,007 sqft
2nd Floor Area	1,265 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Metal
Lot Area	52,272 sqft (1.2 acres)
Lot Dimensions	347 ft deep x 150 ft wide
View / Lot	Ocean
Garage Type	Attached
Garage Area	1,065 sqft
Driveway	Brick Driveway
Driveway Area	5,165 sqft

Exterior Amenities

Pool Area	2 sqft
Porch	Open Porch
Porch Area	672 sqft
Patio Area	195 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	866 REEF RD
City	VERO BEACH
State	FL
Zip	32963-2921
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	PLAT NO 1 FLORALTON BEACH PBI 3-20 BLK F LOT 3
Legal Range	40E
Legal Township	33S
Legal Section	22
Legal Subdivision	FLORALTON BEACH SUB NO 1
Legal Block	F
Legal Lot Number	3
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	1
Census Block	1001
Census Tract	50509

Owner

Source: Indian River County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	866 REEF RD, VERO BEACH, FL 32963-2921
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 1997 · Amount on Record
Deed Sale	May 15, 1997 · Amount on Record
Deed Book / Page	1152 / 2802
Last Transfer Date	Jul 30, 2026
Transfer Doc	0000037648
Record Updated	Sep 20, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Aug 6, 2026
Property Address	866 REEF RD, VERO BEACH, FL 32963-2921
Document Number	0000037648
Book / Page	3880 / 1110
Instrument Date	Jul 30, 2026
Instrument	202637648
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	866 REEF RD, VERO BEACH, FL 32963-2921

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$33,470.00 (+7.45%) Homeowner's exemption Widower's exemption	$2,394,913 (+5.99%)	$5,036,788 (+8.04%) Land $3,442,500 Building $1,594,288
2023	$31,149.00 (+2.27%)	$2,259,629 (+3%)	$4,662,039 (+16.91%) Land $3,187,500 Building $1,474,539
2022	$30,457.00	$2,193,814	$3,987,731 Land $2,932,500 Building $1,055,231

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 166 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	467 units insured incl. 301 condo units
Nearby Flood Claims	2 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VERO BEACH serves 37,308 people · EPA ID FL3310206
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T DSL	100 / 20