890 Reef Rd, Vero Beach, FL 32963 Property Records

Indian River County property record for 890 Reef Rd, Vero Beach, FL 32963

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 4,572 sqft · built 1965
Lot Size	1.6 acres (69,696 sqft)
Owner	Individual Name on File
Last Sale	$4,200,000 (Dec 2020)
Tax Bill	$66,632 (2025)
Deeds & Mortgages	Dec 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`33-40-22-00001-0006-00004.0`

Property Details

APN / Parcel Number

Primary APN	`33-40-22-00001-0006-00004.0`
Alternative APN	`99281`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Plumbing Fixtures	18 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	4,572 sqft Living Area
1st Floor Area	3,456 sqft
2nd Floor Area	1,116 sqft
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1985
Exterior Material	Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Retaining Wall
Roof Type	Hip
Roof Material	Concrete
Lot Area	69,696 sqft (1.6 acres)
Lot Dimensions	345 ft deep x 150 ft wide
Garage Area	650 sqft

Exterior Amenities

Pool Area	576 sqft
Porch	Open Porch
Porch Area	958 sqft
Patio Area	480 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	99281
Street Address	890 REEF RD
City	VERO BEACH
State	FL
Zip	32963-2921
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	PLAT NO 1 FLORALTON BEACH PBI 3-20 BLK F LOT 4 TOGETHER WITH SEC 22 TWP 33 RNG 40 FROM THE SW COR OF SEC 22 FROM THE SW COR
Legal Range	40
Legal Township	33
Legal Section	22
Legal Subdivision	FLORALTON BEACH SUB NO 1
Legal Block	F
Legal Lot Number	4
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	1
Census Block	1001
Census Tract	50509

Owner

Source: Indian River County records · APN 33-40-22-00001-0006-00004.0

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	890 REEF RD, VERO BEACH, FL 32963-2921
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 29, 2020 · Amount on Record
Deed Sale	Dec 29, 2020 · Amount on Record
Prior Sale	Feb 01, 1996
Deed Document Number	3120200078934
Deed Book / Page	3372 / 1058
Record Updated	Jun 08, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Dec 29, 2020
Property Address	890 REEF RD, VERO BEACH, FL 32963-2921
Document Number	0033721058
Book / Page	003372 / 001058
Instrument Date	Dec 23, 2020
Instrument	78934
Transaction Type	Transfer
Record Updated	Jan 15, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9221 SW 66TH ST MIAMI FL 331732309, MIAMI, FL 33173-2309

Tax Assessment & Valuation

Source: Indian River County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$66,632.00 (+7.32%)	$4,750,365 (+5.99%)	$5,264,818 (+8%) Land $4,544,100 Building $720,718
2023	$62,088.00 (+2.25%)	$4,482,027 (+3%)	$4,875,029 (+12.03%) Land $4,207,500 Building $667,529
2022	$60,722.00	$4,351,483 Land $3,870,900 Building $480,583	$4,351,483 Land $3,870,900 Building $480,583

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 13, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 166 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	467 units insured incl. 301 condo units
Nearby Flood Claims	2 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T DSL	100 / 20

Based on FCC filings for 40 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF VERO BEACH serves 37,308 people
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.