8945 E Napier Ave, Benton Harbor, MI 49022 Property Records

Berrien County property record for 8945 E Napier Ave, Benton Harbor, MI 49022

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,800 sqft · built 1988
Lot Size16.1 acres (705,236 sqft)
OwnerIndividual Name on Record
Last Sale$10,000 (Apr 1988)
Tax Bill$2,586 (2025)
Deeds & MortgagesNov 2015 Line of Credit
Flood ZoneZone X (minimal risk)
APN01-0025-0006-03-9

Property Details

APN / Parcel Number

Primary APN01-0025-0006-03-9
Alternative APN
  • 11-01-0025-0006-03-9

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,800 sqft Living Area
1st Floor Area1,040 sqft
Basement Area1,040 sqft
Unfinished Basement1,040 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Lot Area705,236 sqft (16.1 acres)
Garage Area672 sqft
Parking Spaces2 Parking Spaces
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address9025 E NAPIER AVE
CityBENTON HARBOR
StateMI
Zip49022-9343
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRES-AG
Legal DescriptionCOM 420' S & 470' E OF W1/4 PST FRL SEC 25 T4S R17W TH E 859.09' TH S TO C/L OF NAPIER AVE TH NWLY ON C/L TO A POINT S OF BEG TH N 607' TO POB
Legal Range17W
Legal Township04S
Legal Section25
JurisdictionBERRIEN MI
Township / Civil DivisionBAINBRIDGE
Census Block Group2
Census Block2017
Census Tract10400

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address9025 E NAPIER AVE, BENTON HARBOR, MI 49022-9343
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 7, 1988 · Amount on Record
Deed SaleApr 7, 1988 · Amount on Record
Deed Book / Page1339 / 1022
Record UpdatedOct 29, 2026

November 2015: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERRIEN MI
Property Address9025 E NAPIER AVE, BENTON HARBOR, MI 49022-9343
Transaction TypeMortgage
Record UpdatedJun 5, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number03121/0526
DateNov 23, 2015
Book Page3121/0526
Lender
NameHONOR CU
TypeCredit Union
AddressSAINT JOSEPH, MI 49085
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueNov 12, 2035

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBerrien County
County SubdivisionBainbridge Township
Unified School DistrictWatervliet School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$219,900 (+30.58%)$439,800 (+30.58%)
2025$2,586.00 (+12.14%)
2023$168,400$336,800
2022$2,306.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2016)
Claims Outside the SFHA1 of 1
Most Recent ClaimNov 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber
2,000 / 2,000
Supernet
Cable
100 / 25

May also be available: Mercury Fiber.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on E Napier Ave

Nearby Streets

Search Property Records by Address or Parcel Number