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8925 Skip Stone Rd, Milton, FL 32583 Property Records

Santa Rosa County property record for 8925 Skip Stone Rd, Milton, FL 32583

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,868 sqft · built 2022
Lot Size0.141 acres (6,142 sqft)
OwnerIndividual Name on Record
Last Sale$286,600 (May 2022)
Tax Bill$2,775 (2024)
Deeds & MortgagesMay 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN21-1N-27-6195-00L00-0110

Property Details

APN / Parcel Number

Primary APN21-1N-27-6195-00L00-0110

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,868 sqft Heated Area
1st Floor Area2,351 sqft
FlooringLaminate Plank
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2022
Exterior MaterialBrick
Foundation TypeSlab (Mat/Raft)
Roof MaterialShingle
Lot Area6,142 sqft (0.141 acres)
Lot Dimensions1,200 ft deep x 500 ft wide
PorchOpen Porch
Porch Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number211N27619500L000110
Street Address8925 SKIP STONE RD
CityMILTON
StateFL
Zip32583-2479
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionYELLOW RIVER RANCH PHASE 1 LOT 11 BLK L AS DES IN OR 4287 PG 1829
Legal Range27W
Legal Township01N
Legal Section21
Legal SubdivisionRIVER RANCH
Legal Phase1
Legal BlockL
Legal Lot Number11
JurisdictionSANTA ROSA FL
Township / Civil DivisionEAST MILTON
Census Block Group4
Census Block4004
Census Tract10809

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address8925 SKIP STONE RD, MILTON, FL 32583-2479
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 24, 2022 · Amount on Record
Deed SaleMay 24, 2022 · Amount on Record
Prior SaleJun 4, 2020 · Amount on Record
Deed Document Number202231642
Deed Book / Page4287 / 1829
Record UpdatedJun 8, 2026

May 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateMay 24, 2022
Property Address8925 SKIP STONE RD, MILTON, FL 32583-2479
Document Number0042871829
Book / Page4287 / 1829
Map ReferenceMB 13 PG 10
Instrument DateMay 20, 2022
Instrument202231642
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 16, 2024
Title CompanyNOT AVAILABLE, SENTINEL TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,006.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address29891 WOODROW LN STE 100, 100, SPANISH FORT, AL 36527-8774

Transferred To (Grantee/Buyer)

NameVerified Name
Address8925 SKIP STONE RD, MILTON, FL 32583-2479

Mortgage

Document Number0042871831
DateMay 24, 2022
Instrument4287/1831
Lender
NameGMFS LLC
TypeSubprime Lender
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2052

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$2,775.00 (+1.76%) Homeowner's exemption$272,482 (+3%)$275,664 (-0.03%) Land $40,000 Building $235,664
2023$2,727.00 (+496.72%)$264,546 (+596.17%)$275,743 (+625.64%) Land $40,000 Building $235,743
2022$457.00$38,000$38,000 Land $38,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 145 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies145 in force
Nearby Flood Claims50 (1995–2023)
Claims Outside the SFHA1 of 50
Most Recent ClaimAug 2023 · other causes
Claims by Event
  • Hurricane Sally, Sep 2020 · 42 claims
  • Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 64% of the US · above 40% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST MILTON WATER SYSTEM
public/private · serves 17,292 people · EPA ID FL1570232
Water SourceGroundwater
Last State InspectionFeb 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
T-Mobile
Fixed Wireless		100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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