8927 Bluff Ln, Fair Oaks, CA 95628 Property Records

Sacramento County property record for 8927 Bluff Ln, Fair Oaks, CA 95628

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,625 sqft · built 1978
Lot Size	0.013 acres (574 sqft)
Owner	2 Individual Names on File
Last Sale	$480,000 (Oct 2025)
Tax Bill	$3,287 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`246-0580-012-0004`

Property Details

APN / Parcel Number

Primary APN	`246-0580-012-0004`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,625 sqft Living Area
1st Floor Area	1,625 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	574 sqft (0.013 acres)
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	8927 BLUFF LN
City	FAIR OAKS
State	CA
Zip	95628-6458
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RD-10 (PC)
Legal Description	LOT 4D-1 THE BLUFF CONDO PLAN 770329/785 PHASE 4014015
Legal Subdivision	THE BLUFF CONDO
Legal Lot Number	4D-1
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	3
Census Block	3010
Census Tract	8006

Owner

Source: Sacramento County records · APN 246-0580-012-0004

Assessment roll updated July 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	8927 BLUFF LN, FAIR OAKS, CA 95628-6458
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 14, 2025 · Amount on Record
Deed Sale	Oct 14, 2025 · Amount on Record
Deed Book / Page	20251014 / 1116
Prior Transfer Date	Apr 16, 2003
Prior Transfer Doc	2003001019
Record Updated	Sep 20, 2026

October 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 14, 2025
Property Address	8927 BLUFF LN, FAIR OAKS, CA 95628-6458
Document Number	0000001116
Map Reference	MB 14 PG 15
Instrument Date	Oct 11, 2025
Instrument	202510141116
Transaction Type	Transfer
Record Updated	Oct 24, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	8927 BLUFF LN, FAIR OAKS, CA 95628-6458

Mortgage

Document Number	0000001117
Date	Oct 14, 2025
Instrument	202510141117

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2055

Tax Assessment & Valuation

Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$480,000 (+73.96%) Land $200,000 Building $280,000
2025	$3,287.00 (+0.83%) Homeowner's exemption	$275,930 (+4.04%) Land $101,169 Building $174,761
2024	$3,260.00 (+3.03%)
2023	$3,164.00 (+0.44%) Homeowner's exemption	$265,218 Land $97,242 Building $167,976
2022	$3,150.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 29, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Succeed.Net Fixed Wireless	100 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 114 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	FAIR OAKS WATER DISTRICT serves 36,226 people
Water Source	Purchased surface water from SAN JUAN WATER DISTRICT
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.