Sacramento County property record for 8923 Bluff Ln, Fair Oaks, CA 95628
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,625 sqft · built 1978 |
| Lot Size | 0.013 acres (574 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,017 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Aug 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 246-0580-012-0003 |
| Primary APN | 246-0580-012-0003 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,625 sqft Living Area |
| 1st Floor Area | 1,625 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 574 sqft (0.013 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 8923 BLUFF LN |
|---|---|
| City | FAIR OAKS |
| State | CA |
| Zip | 95628-6458 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | RD-10 (PC) |
| Legal Description | LOT 4C-3 THE BLUFF CONDO PLAN 770329/785 PHASE 4014015 |
| Legal Subdivision | THE BLUFF CONDO |
| Legal Lot Number | 4C-3 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | SACRAMENTO |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 8006 |
Source: Sacramento County records, as of July 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 8923 BLUFF LN, FAIR OAKS, CA 95628-6458 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 7, 2022 | Deed of Trust, Mortgage · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC |
| Aug 14, 2019 | Affidavit of Death, Mortgage · FHA Mortgage SIERRA PACIFIC MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Aug 8, 2019 |
| Transfer Doc | 0000001149 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 8923 BLUFF LN, FAIR OAKS, CA 95628-6458 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2026 |
| Title Company | STEWART TITLE, STEWART TITLE OF SACRAMENTO |
| Name | Verified Name |
|---|---|
| Address | 8923 BLUFF LN, FAIR OAKS, CA 95628-6458 |
| Investor | Possibly a Property Investor |
| Document Number | 0000000790 |
|---|---|
| Date | Mar 7, 2022 |
| Instrument | 2022030700790 |
| Name | SIERRA PACIFIC MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Address | FOLSOM, CA 95630 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Aug 14, 2019 |
| Property Address | 8923 BLUFF LN, FAIR OAKS, CA 95628-6458 |
| Document Number | 1908141148 |
| Instrument Date | Aug 8, 2019 |
| Instrument | 1908141148 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2019 |
| Title Company | STEWART TITLE, STEWART TITLE/SACRAMENTO |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8923 BLUFF LN FAIR OAKS CA 956286458, FAIR OAKS, CA 95628-6458 |
| Document Number | 1908141149 |
|---|---|
| Date | Aug 14, 2019 |
| Instrument | 1908141149 |
| Name | SIERRA PACIFIC MTG |
|---|---|
| Type | Mortgage Company |
| Address | FOLSOM, CA 95630 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 13, 2049 |
Source: Sacramento County assessment roll, as of July 22, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Unified School District | San Juan Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $258,624 (+2%) Land $75,421 Building $183,203 | |
| 2025 | $3,017.00 (+0.84%) Homeowner's exemption | $253,554 (+4.04%) Land $73,943 Building $179,611 |
| 2024 | $2,992.00 (+3.03%) | |
| 2023 | $2,904.00 (+0.45%) Homeowner's exemption | $243,711 Land $71,073 Building $172,638 |
| 2022 | $2,891.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 96% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FAIR OAKS WATER DISTRICT serves 36,226 people · EPA ID CA3410009 |
|---|---|
| Water Source | Purchased surface water from SAN JUAN WATER DISTRICT |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Succeed.Net Fixed Wireless | 100 / 50 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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