892 Valparaiso Ct, Merced, CA 95348 Property Records

Merced County property record for 892 Valparaiso Ct, Merced, CA 95348

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,866 sqft · built 1988
Lot Size	0.233 acres (10,164 sqft)
Owner	2 Individual Names on Record
Last Sale	$475,000 (Jul 2022)
Tax Bill	$5,525 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`230-250-001-000`

Property Details

APN / Parcel Number

Primary APN	`230-250-001-000`
Alternative APN	`230-250-001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,866 sqft Living Area
Gross Area	2,430 sqft
1st Floor Area	1,866 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1989
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	10,164 sqft (0.233 acres)
Garage Type	Attached
Garage Area	564 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	66 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	230-250-001
Street Address	892 VALPARAISO CT
City	MERCED
State	CA
Zip	95348-2149
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R16
Legal Description	VILL LAND LOT 66
Legal Subdivision	VILL LAND
Legal Lot Number	66
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	1
Census Block	1001
Census Tract	1006

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	872 VALPARAISO CT, MERCED, CA 95348-2149
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2022	Grant Deed, Transfer · Conventional Mortgage ANGEL OAK MORTGAGE SOLUTIONS LLC
Mar 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Oct 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2022 · Amount on Record
Deed Sale	Jul 7, 2022 · Amount on Record
Deed Document Number	202225504
Prior Transfer Date	May 4, 2016
Prior Transfer Doc	0000014420
Record Updated	Oct 29, 2026

July 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Jul 7, 2022
Property Address	892 VALPARAISO CT, MERCED, CA 95348-2149
Document Number	0000025504
Map Reference	VOL 31 PG 27-31
Instrument Date	Jun 3, 2022
Instrument	2022025504
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	TRANSCOUNTY TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	892 VALPARAISO CT, MERCED, CA 95348-2149
Investor	Possibly a Property Investor

Mortgage

Document Number	0000025505
Date	Jul 7, 2022
Instrument	2022025505

Lender

Name	ANGEL OAK MORTGAGE SOLUTIONS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	892 VALPARAISO CT, MERCED, CA 95348-2149
Transaction Type	Mortgage
Record Updated	Apr 30, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	892 VALPARAISO CT, MERCED, CA 95348-2149

Mortgage

Document Number	0000013522
Date	Mar 26, 2021
Instrument	2021013522

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	892 VALPARAISO CT, MERCED, CA 95348-2149
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TSI TITLE COMPANY OF CALIFOR

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034019
Date	Oct 18, 2017
Instrument	2017-034019

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$504,072 (+2%) Land $111,426 Building $392,646
2025	$5,525.00 (+10.7%)	$494,190 (+4.04%) Land $109,242 Building $384,948
2024	$4,991.00 (-3.16%)
2023	$5,154.00 (+82.18%)	$475,000 Land $105,000 Building $370,000
2022	$2,829.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 139 policies
Nearby Flood Policies	139 in force
Nearby Flood Claims	3 (2002–2026)
Most Recent Claim	Feb 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T.

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