Merced County property record for 862 Valparaiso Ct, Merced, CA 95348
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,114 sqft · built 1988 |
| Lot Size | 0.197 acres (8,604 sqft) |
| Owner | Individual Name on File |
| Last Sale | $460,000 (Oct 2021) |
| Tax Bill | $5,458 (2025) |
| Deeds & Mortgages | Nov 2022 Second Mortgage Oct 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 230-250-004-000 |
| Primary APN | 230-250-004-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,114 sqft Living Area |
| Gross Area | 2,759 sqft |
| 1st Floor Area | 2,114 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Architectural Style | Other |
| Construction Type | Wood Frame |
| Lot Area | 8,604 sqft (0.197 acres) |
| Garage Type | Attached |
| Garage Area | 645 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 108 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 230250004 |
|---|---|
| Street Address | 862 VALPARAISO CT |
| City | MERCED |
| State | CA |
| Zip | 95348-2149 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VILL LAND LOT 69 |
| Legal Subdivision | VILL LAND |
| Legal Lot Number | 69 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | MERCED |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 1006 |
Source: Merced County records · APN 230-250-004-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | 2 Verified Secondary Owners |
| Mailing Address | 4947 RENOVO ST, LOS ANGELES, CA 90032-1042 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 16, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Oct 05, 2021 | Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 17, 2017 | Deed of Trust, Mortgage · VA Mortgage FIRSTBANK |
| Deed Names | 3 Verified Names on Deed |
|---|---|
| Last Sale | Oct 05, 2021 · Amount on Record |
| Deed Sale | Oct 05, 2021 · Amount on Record |
| Prior Sale | Aug 30, 2011 · Amount on Record |
| Deed Document Number | 2021044521 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 862 VALPARAISO CT, MERCED, CA 95348-2149 |
| Transaction Type | Mortgage |
| Record Updated | Dec 09, 2022 |
| Name | Verified Name |
|---|---|
| Address | 862 VALPARAISO CT, MERCED, CA 95348-2149 |
| Document Number | 0000038713 |
|---|---|
| Date | Nov 16, 2022 |
| Instrument | 2022038713 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 01, 2042 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Oct 05, 2021 |
| Property Address | 862 VALPARAISO CT, MERCED, CA 95348-2149 |
| Document Number | 0000044521 |
| Map Reference | VOL 31 PG 27-31 |
| Instrument Date | Sep 24, 2021 |
| Instrument | 2021044521 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4947 RENOVO ST, LOS ANGELES, CA 90032-1042 |
| Document Number | 0000044522 |
|---|---|
| Date | Oct 05, 2021 |
| Instrument | 2021044522 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 862 VALPARAISO CT, MERCED, CA 95348-2149 |
| Document Number | 0000014077 |
| Instrument Date | Apr 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 862 VALPARAISO CT MERCED CA 953482149, MERCED, CA 95348-2149 |
| Document Number | 0000014077 |
|---|---|
| Date | May 04, 2017 |
| Instrument | 14077 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | FRANKLIN, TN 37067 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 03, 2047 |
Source: Merced County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Municipality | Merced City |
| Elementary School District | Merced City Elementary School District (KG - 08) |
| Secondary School District | Merced Union High School District (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,458.00 (+7.21%) | $488,155 (+4.04%) Land $90,202 Building $397,953 |
| 2023 | $5,091.00 (+1.29%) | $469,200 Land $86,700 Building $382,500 |
| 2022 | $5,026.00 |
Source: FEMA National Flood Hazard Layer, Merced County (06047C), as of October 4, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060470010061, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 139 policies |
| Nearby Flood Policies | 139 in force |
| Nearby Flood Claims | 3 (2002–2026) |
| Most Recent Claim | Feb 2026 · other causes |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| UnWired Broadband Holding Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: AT&T.
Based on FCC filings for 474 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system CA2410009, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF MERCED serves 96,073 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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