882 Valparaiso Ct, Merced, CA 95348 Property Records

Merced County property record for 882 Valparaiso Ct, Merced, CA 95348

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,828 sqft · built 1989
Lot Size	0.202 acres (8,808 sqft)
Owner	Individual Name on File
Last Sale	$280,000 (Oct 2019)
Tax Bill	$3,443 (2025)
Deeds & Mortgages	Nov 2025 Second Mortgage Feb 2021 Mortgage + 9 more
Flood Zone	Zone AE (high risk)
APN	`230-250-002-000`

Property Details

APN / Parcel Number

Primary APN	`230-250-002-000`
Alternative APN	`230-250-002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,828 sqft Living Area
Gross Area	2,323 sqft
1st Floor Area	1,828 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Construction Type	Wood
Roof Material	Other
Lot Area	8,808 sqft (0.202 acres)
Garage Type	Attached
Garage Area	495 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	76 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Old Parcel Number	230-250-002
Street Address	882 VALPARAISO CT
City	MERCED
State	CA
Zip	95348-2149
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R16
Legal Description	VILL LAND LOT 67
Legal Subdivision	VILL LAND
Legal Lot Number	67
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	1
Census Block	1001
Census Tract	1006

Owner

882 Valparaiso Ct is owned and occupied by an individual who acquired it in March 2021.

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	882 VALPARAISO CT, MERCED, CA 95348-2149
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NATIONSTAR MORTGAGE LLC
Feb 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Feb 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Mar 4, 2021	Intrafamily Transfer, Transfer CYPRESS TITLE LLC, CYPRESS TITLE
Oct 3, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Oct 3, 2019	Grant Deed, Transfer · Conventional with PMI CALIBER HM LOANS
Feb 13, 2019	Quit Claim Deed, Transfer Quitclaim
Jan 15, 2019	Affidavit of Death, Transfer
Jan 15, 2019	Affidavit of Death, Transfer
Jul 10, 2018	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE
Sep 26, 2017	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2019 · Amount on File
Deed Sale	Oct 3, 2019 · Amount on File
Deed Document Number	201931714
Last Transfer Date	Mar 3, 2021
Transfer Doc	0000009954
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	882 VALPARAISO CT, MERCED, CA 95348-2149
Transaction Type	Mortgage
Record Updated	Dec 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	882 VALPARAISO CT, MERCED, CA 95348-2149

Mortgage

Document Number	0000031422
Date	Nov 3, 2025
Instrument	2025031422

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 1, 2045

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	882 VALPARAISO CT, MERCED, CA 95348-2149
Transaction Type	Mortgage
Record Updated	Jun 15, 2023
Title Company	CYPRESS CRK TITLE CORPORATION, CYPRESS TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	882 VALPARAISO CT, MERCED, CA 95348-2149

Mortgage

Document Number	0000009098
Date	Feb 26, 2021
Instrument	2021009098

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	882 VALPARAISO CT, MERCED, CA 95348-2149
Transaction Type	Mortgage
Record Updated	Jun 15, 2023
Title Company	CYPRESS CRK TITLE CORPORATION, CYPRESS TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	882 VALPARAISO CT, MERCED, CA 95348-2149

Mortgage

Document Number	0000005605
Date	Feb 4, 2022
Instrument	2022005605

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	ANN ARBOR, MI 48105

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	Mar 4, 2021
Property Address	882 VALPARAISO CT, MERCED, CA 95348-2149
Document Number	0000009954
Map Reference	VOL 31 PG 27-31
Instrument Date	Mar 3, 2021
Instrument	2021009954
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CYPRESS TITLE LLC, CYPRESS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1582, MERCED, CA 95341-1582

October 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	Oct 3, 2019
Property Address	882 VALPARAISO CT, MERCED, CA 95348-2149
Document Number	0000031715
Map Reference	VOL 31 PG 27-31
Instrument Date	Sep 19, 2019
Instrument	2019031715
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	TRANSCOUNTY TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1582, MERCED, CA 95341-1582

Mortgage

Document Number	0000031716
Date	Oct 3, 2019
Instrument	2019031716

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Oct 3, 2019
Property Address	882 VALPARAISO CT, MERCED, CA 95348-2149
Document Number	0000031714
Instrument Date	Sep 17, 2019
Instrument	31714
Transaction Type	Transfer
Record Updated	Nov 4, 2019
Title Company	TRANSCOUNTY TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$308.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	PO BOX 1582 MERCED CA 953411582, MERCED, CA 95341-1582

Mortgage

Document Number	31716
Date	Oct 3, 2019
Instrument	31716

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	MERCED, CA 95340

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 2, 2049

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERCED CA
Recording Date	Feb 13, 2019
Property Address	882 VALPARAISO CT, MERCED, CA 95348-2149
Document Number	0000004324
Instrument Date	Feb 12, 2019
Instrument	4324
Transaction Type	Transfer
Record Updated	Mar 13, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2396 MITCHELL ST ATWATER CA 953013235, ATWATER, CA 95301-3235

January 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	MERCED CA
Recording Date	Jan 15, 2019
Property Address	882 VALPARAISO CT, MERCED, CA 95348-2149
Document Number	0000001452
Instrument Date	Jan 14, 2019
Instrument	1452
Transaction Type	Transfer
Record Updated	Feb 12, 2019

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	882 VALPARAISO CT MERCED CA 953482149, MERCED, CA 95348-2149

January 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	MERCED CA
Recording Date	Jan 15, 2019
Property Address	882 VALPARAISO CT, MERCED, CA 95348-2149
Document Number	0000001453
Instrument Date	Jan 14, 2019
Instrument	1453
Transaction Type	Transfer
Record Updated	Feb 12, 2019

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3525 VERNAL CT MERCED CA 953400689, MERCED, CA 95340-0689

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERCED CA
Recording Date	Jul 10, 2018
Property Address	882 VALPARAISO CT, MERCED, CA 95348-2149
Document Number	0000020852
Instrument Date	Jul 10, 2018
Instrument	20852
Transaction Type	Transfer
Record Updated	Aug 15, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3525 VERNAL CT MERCED CA 953400689, MERCED, CA 95340-0689

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERCED CA
Recording Date	Sep 26, 2017
Property Address	882 VALPARAISO CT, MERCED, CA 95348-2149
Document Number	0000031319
Instrument Date	Sep 25, 2017
Instrument	31319
Transaction Type	Transfer
Record Updated	Oct 25, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3525 VERNAL CT MERCED CA 953400689, MERCED, CA 95340-0689

Tax Assessment & Valuation

The 2025 property tax bill for 882 Valparaiso Ct was $3,443.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$312,340 (+2%) Land $78,084 Building $234,256
2025	$3,443.00	$306,216 Land $76,553 Building $229,663
2023	$3,213.00 (+1.29%)	$294,327 Land $73,581 Building $220,746
2022	$3,172.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 882 Valparaiso Ct in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 139 policies
Nearby Flood Policies	139 in force
Nearby Flood Claims	3 (2002–2026)
Most Recent Claim	Feb 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 882 Valparaiso Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T.

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