863 Valparaiso Ct, Merced, CA 95348 Property Records

Merced County property record for 863 Valparaiso Ct, Merced, CA 95348

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,866 sqft · built 1987
Lot Size	0.2 acres (8,701 sqft)
Owner	Company Name on Record
Last Sale	$255,000 (Nov 2019)
Tax Bill	$3,063 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Aug 2020 Transfer + 1 more
Flood Zone	Zone AE (high risk)
APN	`230-260-022-000`

Property Details

APN / Parcel Number

Primary APN	`230-260-022-000`
Alternative APN	`230-260-022`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,866 sqft Living Area
Gross Area	2,430 sqft
1st Floor Area	1,866 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1998
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	8,701 sqft (0.2 acres)
Garage Type	Attached
Garage Area	564 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	66 sqft
Patio Area	66 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	230-260-022
Street Address	863 VALPARAISO CT
City	MERCED
State	CA
Zip	95348-2149
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R16
Legal Description	VILL LAND LOT 74
Legal Subdivision	VILL LAND
Legal Lot Number	74
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	1
Census Block	1001
Census Tract	1006

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	863 VALPARAISO CT, MERCED, CA 95348-2149
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage CHANGE LENDING LLC
Aug 14, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Nov 5, 2019	Grant Deed, Transfer · Conventional Mortgage COMMERCE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2019 · Amount on Record
Deed Sale	Nov 5, 2019 · Amount on Record
Prior Sale	Oct 16, 2001 · Amount on Record
Deed Document Number	201936132
Last Transfer Date	Oct 20, 2021
Transfer Doc	0000047918
Record Updated	Oct 29, 2026

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	Oct 26, 2021
Property Address	863 VALPARAISO CT, MERCED, CA 95348-2149
Document Number	0000047918
Map Reference	VOL 31 PG 27-31
Instrument Date	Oct 20, 2021
Instrument	2021047918
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIDELITY NATIONAL TTL MCLPC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	863 VALPARAISO CT, MERCED, CA 95348-2149

Mortgage

Document Number	0000047919
Date	Oct 26, 2021
Instrument	2021047919

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2041

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERCED CA
Recording Date	Aug 14, 2020
Property Address	863 VALPARAISO CT, MERCED, CA 95348-2149
Document Number	0000027839
Instrument Date	Nov 13, 2019
Instrument	27839
Transaction Type	Transfer
Record Updated	Sep 18, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	863 VALPARAISO CT MERCED CA 953482149, MERCED, CA 95348-2149

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Nov 5, 2019
Property Address	863 VALPARAISO CT, MERCED, CA 95348-2149
Document Number	0000036132
Map Reference	VOL 31 PG 27-31
Instrument Date	Oct 23, 2019
Instrument	2019036132
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	863 VALPARAISO CT, MERCED, CA 95348-2149

Mortgage

Document Number	0000036133
Date	Nov 5, 2019
Instrument	2019036133

Lender

Name	COMMERCE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$284,450 (+2%) Land $89,237 Building $195,213
2025	$3,063.00 (+5.73%) Homeowner's exemption	$278,874 (+4.04%) Land $87,488 Building $191,386
2024	$2,897.00 (+1.44%)
2023	$2,856.00 (+1.35%) Homeowner's exemption	$268,047 Land $84,092 Building $183,955
2022	$2,818.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 139 policies
Nearby Flood Policies	139 in force
Nearby Flood Claims	3 (2002–2026)
Most Recent Claim	Feb 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T.

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