Duval County property record for 8913 Ruby Cove Ct, Jacksonville, FL 32216 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,696 sqft · built 2019 |
| Lot Size | 0.17 acres (7,394 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $450,000 (Aug 2024) |
| Tax Bill | $6,078 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Jan 2024 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 140973-1110 |
| Primary APN | 140973-1110 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,696 sqft Living Area |
| Gross Area | 2,267 sqft |
| 1st Floor Area | 1,696 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,394 sqft (0.17 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 130 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 8913 RUBY COVE CT |
|---|---|
| City | JACKSONVILLE |
| State | FL |
| Zip | 32216-4937 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 73-13 52-2S-27E SIENNA GROVE LOT 9 |
| Legal Range | 27E |
| Legal Township | 02S |
| Legal Section | 52 |
| Legal Subdivision | SIENNA GROVE |
| Legal Lot Number | 9 |
| Jurisdiction | DUVAL FL |
| Township / Civil Division | JACKSONVILLE EAST |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 15927 |
Source: Duval County records · APN 140973-1110
Assessment roll updated June 3, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8913 RUBY COVE CT, JACKSONVILLE, FL 32216-4937 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Jan 29, 2024 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Aug 22, 2024 | Warranty Deed, Transfer · FHA Mortgage EMM LOANS LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 22, 2024 · Amount on Record |
| Deed Sale | Aug 22, 2024 · Amount on Record |
| Prior Sale | Dec 12, 2019 · Amount on Record |
| Deed Document Number | 2024183688 |
| Deed Book / Page | 21168 / 1583 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 8913 RUBY COVE CT, JACKSONVILLE, FL 32216-4937 |
| Transaction Type | Mortgage |
| Record Updated | Dec 01, 2025 |
| Name | Verified Name |
|---|---|
| Address | 8913 RUBY COVE CT, JACKSONVILLE, FL 32216-4937 |
| Document Number | 0198600884 |
|---|---|
| Date | Aug 12, 2021 |
| Book Page | 19860/884 |
| Instrument | 2021208851 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Sep 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 8913 RUBY COVE CT, JACKSONVILLE, FL 32216-4937 |
| Transaction Type | Mortgage |
| Record Updated | Dec 01, 2025 |
| Name | Verified Name |
|---|---|
| Address | 361 N UNIVERSITY DR 815, 815, PLANTATION, FL 33324-2063 |
| Document Number | 0209351288 |
|---|---|
| Date | Jan 29, 2024 |
| Book Page | 20935/1288 |
| Instrument | 2024018875 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 15, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Aug 22, 2024 |
| Property Address | 8913 RUBY COVE CT, JACKSONVILLE, FL 32216-4937 |
| Document Number | 0211681583 |
| Book / Page | 21168 / 1583 |
| Map Reference | MB 73 PG 13 |
| Instrument Date | Aug 15, 2024 |
| Instrument | 2024183688 |
| Transaction Type | Transfer |
| Record Updated | Dec 01, 2025 |
| Title Company | ATLANTIC EAST TITLE, ATLANTIC COAST T&E |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,150.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11218 NW 15TH CT, PEMBROKE PINES, FL 33026-2692 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 8913 RUBY COVE CT, JACKSONVILLE, FL 32216-4937 |
| Document Number | 0211681585 |
|---|---|
| Date | Aug 22, 2024 |
| Instrument | 21168/1585 |
| Name | EMM LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2054 |
Source: Duval County records · Assessment roll updated June 3, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Duval County |
| Municipality | Jacksonville City |
| Unified School District | Duval County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $370,270 (+2.14%) Land $100,000 Building $270,270 | $370,270 (+2.14%) Land $100,000 Building $270,270 | |
| 2025 | $6,078.00 (+3.26%) Homeowner's exemption | $362,505 (+12.54%) Land $100,000 Building $262,505 | $362,505 (+12.54%) Land $100,000 Building $262,505 |
| 2024 | $5,886.00 (+5.26%) | ||
| 2023 | $5,592.00 (+17.5%) | $322,126 (+15.19%) Land $80,000 Building $242,126 | $322,126 (+15.19%) Land $80,000 Building $242,126 |
| 2022 | $4,759.00 | $279,652 Land $60,000 Building $219,652 | $279,652 Land $60,000 Building $219,652 |
Source: FEMA National Flood Hazard Layer, Duval County (12031C), updated June 11, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 43% of the US · above 14% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,887 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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