8889 Ruby Cove Ct, Jacksonville, FL 32216 Property Records

Duval County property record for 8889 Ruby Cove Ct, Jacksonville, FL 32216

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,950 sqft · built 2020
Lot Size	0.165 acres (7,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$470,000 (Jun 2024)
Tax Bill	$7,042 (2025)
Deeds & Mortgages	Jun 2024 Sale & Mortgage Mar 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`140973-1130`

Property Details

APN / Parcel Number

Primary APN	`140973-1130`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,950 sqft Living Area
Gross Area	2,737 sqft
1st Floor Area	1,950 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,200 sqft (0.165 acres)
Garage Type	Attached
Garage Area	651 sqft
Porch	Finished Screened Porch
Porch Area	136 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	8889 RUBY COVE CT
City	JACKSONVILLE
State	FL
Zip	32216-4937
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	73-13 52-2S-27E SIENNA GROVE LOT 13
Legal Range	27E
Legal Township	02S
Legal Section	52
Legal Subdivision	SIENNA GROVE
Legal Block	1
Legal Lot Number	13
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE EAST
Census Block Group	1
Census Block	1000
Census Tract	15927

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8889 RUBY COVE CT, JACKSONVILLE, FL 32216-4937
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2024	Warranty Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP
Mar 1, 2022	Warranty Deed, Transfer BLUE OCN TITLE, BLUE OCEAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2024 · Amount on Record
Deed Sale	Jun 6, 2024 · Amount on Record
Prior Sale	Mar 1, 2022 · Amount on Record
Deed Document Number	2024121379
Deed Book / Page	21079 / 1013
Record Updated	Oct 29, 2026

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Jun 6, 2024
Property Address	8889 RUBY COVE CT, JACKSONVILLE, FL 32216-4937
Document Number	0210791013
Book / Page	21079 / 1013
Map Reference	MB 73 PG 13&14
Instrument Date	May 24, 2024
Instrument	2024121379
Transaction Type	Transfer
Record Updated	Dec 1, 2025
Title Company	LANDMARK TITLE, LANDMARK TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,290.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	101 DIAMONDBACK AVE, SAINT AUGUSTINE, FL 32095-7585

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8889 RUBY COVE CT, JACKSONVILLE, FL 32216-4937

Mortgage

Document Number	0210791015
Date	Jun 6, 2024
Instrument	21079/1015

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2054

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Mar 1, 2022
Property Address	8889 RUBY COVE CT, JACKSONVILLE, FL 32216-4937
Document Number	0201661879
Book / Page	20166 / 1879
Map Reference	MB 73 PG 13&14
Instrument Date	Feb 16, 2022
Instrument	2022056287
Transaction Type	Transfer
Record Updated	Dec 1, 2025
Title Company	BLUE OCN TITLE, BLUE OCEAN TITLE

Transaction

Amount	Amount Recorded
Tax	$2,940.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3823 PACKARD DR, JACKSONVILLE, FL 32246-6460

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8889 RUBY COVE CT, JACKSONVILLE, FL 32216-4937

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$379,527 (-8.95%) Land $93,421 Building $286,106	$379,527 (-8.95%) Land $93,421 Building $286,106
2025	$7,042.00 (+16.59%) Homeowner's exemption	$416,854 (+16.87%) Land $100,000 Building $316,854	$416,854 (+12.22%) Land $100,000 Building $316,854
2024	$6,040.00 (+2.74%)
2023	$5,879.00 (+51.83%) Homeowner's exemption	$356,682 (+38.85%)	$371,466 (+14.52%) Land $80,000 Building $291,466
2022	$3,872.00 Homeowner's exemption	$256,876	$324,375 Land $60,000 Building $264,375

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications, IQ Fiber.

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