8890 Ruby Cove Ct, Jacksonville, FL 32216 Property Records

Duval County property record for 8890 Ruby Cove Ct, Jacksonville, FL 32216

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,234 sqft · built 2019
Lot Size	0.374 acres (16,275 sqft)
Owner	Individual Name on File
Last Sale	$329,975 (Dec 2019)
Tax Bill	$5,279 (2025)
Deeds & Mortgages	Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`140973-1095`

Property Details

APN / Parcel Number

Primary APN	`140973-1095`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,234 sqft Living Area
Gross Area	2,808 sqft
1st Floor Area	2,234 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	16,275 sqft (0.374 acres)
View / Lot	Pond
Garage Type	Attached
Garage Area	420 sqft
Porch	Finished/Open Porch
Porch Area	154 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	8890 RUBY COVE CT
City	JACKSONVILLE
State	FL
Zip	32216-4937
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	73-13 52-2S-27E SIENNA GROVE LOT 6
Legal Range	27E
Legal Township	02S
Legal Section	52
Legal Subdivision	SIENNA GROVE
Legal Lot Number	6
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE EAST
Census Block Group	1
Census Block	1000
Census Tract	15927

Owner

Source: Duval County records · APN 140973-1095

Assessment roll updated June 3, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	8890 RUBY COVE CT, JACKSONVILLE, FL 32216-4937
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 17, 2019 · Amount on Record
Deed Sale	Dec 17, 2019 · Amount on Record
Deed Document Number	2019287394
Deed Book / Page	19040 / 54
Record Updated	Sep 20, 2026

December 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Dec 17, 2019
Property Address	8890 RUBY COVE CT, JACKSONVILLE, FL 32216-4937
Document Number	0190400054
Book / Page	19040 / 0054
Map Reference	MB 73 PG 13&14
Instrument Date	Nov 29, 2019
Instrument	2019287394
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,310.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10475 FORTUNE PKWY STE 100, 10475, JACKSONVILLE, FL 32256-3674

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8890 RUBY COVE CT, JACKSONVILLE, FL 32216-4937

Mortgage

Document Number	0190400056
Date	Dec 17, 2019
Instrument	19040/0056

Lender

Name	KBHS HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2049

Tax Assessment & Valuation

Source: Duval County records · Assessment roll updated June 3, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$326,046 (+2.7%)	$438,971 (+2.27%) Land $100,000 Building $338,971
2025	$5,279.00 (+5.83%) Homeowner's exemption	$317,475 (+5.99%)	$429,209 (+11.87%) Land $100,000 Building $329,209
2024	$4,988.00 (+2.78%)
2023	$4,853.00 (+9.06%) Homeowner's exemption	$299,542 (+3%)	$383,653 (+14.37%) Land $80,000 Building $303,653
2022	$4,450.00 Homeowner's exemption	$290,818	$335,442 Land $60,000 Building $275,442

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 11, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	16 in force

Wildfire

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Hotwire Communications, IQ Fiber Intermediate Holdings.

Based on FCC filings for 169 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	JEA MAJOR GRID serves 826,664 people
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.