Duval County property record for 8896 Ruby Cove Ct, Jacksonville, FL 32216 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,714 sqft · built 2020 |
| Lot Size | 0.348 acres (15,157 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $8,967 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Jul 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 140973-1100 |
| Primary APN | 140973-1100 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,714 sqft Living Area |
| Gross Area | 3,805 sqft |
| 1st Floor Area | 1,146 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 15,157 sqft (0.348 acres) |
| View / Lot | Pond |
| Garage Type | Attached |
| Garage Area | 723 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 368 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 8896 RUBY COVE CT |
|---|---|
| City | JACKSONVILLE |
| State | FL |
| Zip | 32216-4937 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 73-13 52-2S-27E SIENNA GROVE LOT 7 |
| Legal Range | 27E |
| Legal Township | 02S |
| Legal Section | 52 |
| Legal Subdivision | SIENNA GROVE |
| Legal Lot Number | 7 |
| Jurisdiction | DUVAL FL |
| Township / Civil Division | JACKSONVILLE EAST |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 15927 |
Source: Duval County records · APN 140973-1100
Assessment roll updated June 3, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8896 RUBY COVE CT, JACKSONVILLE, FL 32216-4937 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 05, 2026 | Deed of Trust, Mortgage · FHA Mortgage MORTGAGE CONNECT |
| Jul 29, 2022 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Aug 05, 2026 |
| Property Address | 8896 RUBY COVE CT, JACKSONVILLE, FL 32216-4937 |
| Document Number | 0000181739 |
| Book / Page | 22005 / 1875 |
| Instrument Date | Jul 14, 2026 |
| Instrument | 2026181739 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2026 |
| Title Company | MORTGAGE CONNECT |
| Name | Verified Name |
|---|---|
| Address | 8896 RUBY COVE CT, JACKSONVILLE, FL 32216-4937 |
| Document Number | 0000181739, |
|---|---|
| Date | Aug 05, 2026 |
| Book Page | 22005/1875 |
| Instrument | 2026181739 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 312 Months |
| Due | Aug 01, 2052 |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 8896 RUBY COVE CT, JACKSONVILLE, FL 32216-4937 |
| Transaction Type | Mortgage |
| Record Updated | Dec 01, 2025 |
| Name | Verified Name |
|---|---|
| Address | 8896 RUBY COVE CT, JACKSONVILLE, FL 32216-4937 |
| Document Number | 0203791606 |
|---|---|
| Date | Jul 29, 2022 |
| Book Page | 20379/1606 |
| Instrument | 2022198925 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2052 |
Source: Duval County records · Assessment roll updated June 3, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Duval County |
| Municipality | Jacksonville City |
| Unified School District | Duval County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $506,874 (+2.37%) Land $100,000 Building $406,874 | $506,874 (+2.37%) Land $100,000 Building $406,874 | |
| 2025 | $8,967.00 (+12.34%) | $495,141 (+11.65%) Land $100,000 Building $395,141 | $495,141 (+11.65%) Land $100,000 Building $395,141 |
| 2024 | $7,982.00 (+4.87%) | ||
| 2023 | $7,611.00 (+17.25%) | $443,475 (+13.8%) Land $80,000 Building $363,475 | $443,475 (+13.8%) Land $80,000 Building $363,475 |
| 2022 | $6,491.00 | $389,711 Land $60,000 Building $329,711 | $389,711 Land $60,000 Building $329,711 |
Source: FEMA National Flood Hazard Layer, Duval County (12031C), updated June 11, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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