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891 Holland St, Saugatuck, MI 49453 Property Records

Allegan County property record for 891 Holland St, Saugatuck, MI 49453

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,733 sqft
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on File
Last Sale$200,000 (Oct 2002)
Tax Bill$5,108 (2025)
Deeds & MortgagesSep 2023 Mortgage
Aug 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN57-051-006-00

Property Details

APN / Parcel Number

Primary APN57-051-006-00

Interior

Full Baths2 Baths
Stories2 Stories
Building Area1,733 sqft Living Area
1st Floor Area910 sqft
Basement Area910 sqft
Unfinished Basement110 sqft

Exterior

Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions132 ft deep x 66 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address891 HOLLAND ST
CitySAUGATUCK
StateMI
Zip49453-9607
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCR-COMM RE
Legal DescriptionLOT 6 BLOCK 1 BANDEL'S ADDITION.
Legal SubdivisionBANDELS ADD
Legal Block1
Legal Lot Number6
JurisdictionALLEGAN MI
Township / Civil DivisionSAUGATUCK
Census Block Group2
Census Block2051
Census Tract30801

Owner

891 Holland St is owned and occupied by an individual who acquired it in May 2024.

Source: Allegan County records, as of June 25, 2026

Owner of RecordIndividual Name on File
Mailing Address16 PARK ST, SAUGATUCK, MI 49453-9698
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 20, 2023Deed of Trust, Mortgage
THE HUNTINGTON NATIONAL BANK
Aug 9, 2018Deed of Trust, Mortgage · Commercial Mortgage
CHEMICAL BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 7, 2002 · Amount on File
Deed SaleOct 7, 2002 · Amount on File
Prior SaleDec 15, 1999 · Amount on File
Deed Book / Page2308 / 692
Last Transfer DateMay 6, 2024
Transfer Doc004942/959
Record UpdatedSep 20, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEGAN MI
Property Address891 HOLLAND ST, SAUGATUCK, MI 49453-9607
Transaction TypeMortgage
Record UpdatedOct 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address891 HOLLAND ST, SAUGATUCK, MI 49453-9607

Mortgage

Document Number004888/184
DateSep 20, 2023
Book Page4888/184
Instrument2023013771
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
AmountAmount on Record

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEGAN MI
Property Address891 HOLLAND ST, SAUGATUCK, MI 49453-9607
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number4271/035
DateAug 9, 2018
Book Page4271/035
Lender
NameCHEMICAL BANK
TypeBank
AddressMIDLAND, MI 48641
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 891 Holland St was $5,108 with a homeowner's exemption.

Source: Allegan County assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyAllegan County
MunicipalitySaugatuck City
Unified School DistrictSaugatuck Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$310,500 Land $102,200 Building $208,300$621,000 Land $204,400 Building $416,600
2025$5,108.00
2023$150,900 Land $59,100 Building $91,800$301,800 Land $118,200 Building $183,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 891 Holland St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 891 Holland St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKALAMAZOO LAKE SEWER & WATER AUTHORITY
serves 5,000 people · EPA ID MI0003525
Water SourceGroundwater
Last State InspectionJun 2021
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNo certified operator
Jul 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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