877 Holland St, Saugatuck, MI 49453 Property Records

Allegan County property record for 877 Holland St, Saugatuck, MI 49453

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,274 sqft · built 1900
Lot Size	0.347 acres (15,115 sqft)
Owner	2 Trust Names on File
Last Sale	$565,000 (Oct 2016)
Tax Bill	$15,681 (2025)
Deeds & Mortgages	Jun 2026 Transfer Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`57-051-001-00`

Property Details

APN / Parcel Number

Primary APN	`57-051-001-00`
Alternative APN	`03-57-051-001-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,274 sqft Living Area
1st Floor Area	2,274 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	15,115 sqft (0.347 acres)
Lot Dimensions	168 ft deep x 90 ft wide
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	877 HOLLAND ST
City	SAUGATUCK
State	MI
Zip	49453-9607
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CR-COMM RE
Legal Description	LOTS 2, 3,10 & 11 BLOCK 1 BANDLE'S ADDITION DESC AS COM W'LY COR LOT 1 TH N 43 DEG 28'40E 114' TO POB TH CONT 43 DEG 28'40 E 83.5' TH S 47 DEG 39'09 E 132.02' TH N 43 DEG 28'40 E 4' TH S 46 DEG 34'03 E 33.96' TH S 43DEG 03'15 W 90 ' TH N 46 DEG 34'03
Legal Subdivision	BANDLES ADD
Legal Block	1
Jurisdiction	ALLEGAN MI
Township / Civil Division	SAUGATUCK
Census Block Group	2
Census Block	2051
Census Tract	30801

Owner

877 Holland St is owner-occupied and held in a trust since June 2026.

Source: Allegan County records, as of September 9, 2026

Owner of Record	2 Trust Names on File
Mailing Address	71 MAPLETON RD, GROSSE POINTE FARMS, MI 48236-3614
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Sep 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage MERCANTILE BANK OF MICHIGAN
Nov 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage CEN-TEX CERTIFIED DEV CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 12, 2016 · Amount on File
Deed Sale	Oct 12, 2016 · Amount on File
Prior Sale	Aug 9, 2011 · Amount on File
Deed Book / Page	4075 / 647
Last Transfer Date	Jun 10, 2026
Transfer Doc	0000010566
Record Updated	Oct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALLEGAN MI
Recording Date	Jun 24, 2026
Property Address	877 HOLLAND ST, SAUGATUCK, MI 49453-9607
Document Number	0000010566
Book / Page	5149 / 696
Instrument Date	Jun 10, 2026
Instrument	202610566
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	71 MAPLETON RD, GROSSE POINTE FARMS, MI 48236-3614

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	877 HOLLAND ST, SAUGATUCK, MI 49453-9607
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4507/986
Date	Sep 9, 2020
Book Page	4507/986

Lender

Name	MERCANTILE BANK OF MICHIGAN
Type	Bank
Address	GRAND RAPIDS, MI 49504

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	877 HOLLAND ST, SAUGATUCK, MI 49453-9607
Transaction Type	Mortgage
Record Updated	Dec 5, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4405/457
Date	Nov 22, 2019
Book Page	4405/457

Lender

Name	CEN-TEX CERTIFIED DEV CORP
Type	Funding / Finance Company
Address	GRAND RAPIDS, MI 49504

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Dec 1, 2026
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.62%
Index	1-Year LIBOR
Max Rate	8.62%

Tax Assessment & Valuation

The 2025 property tax bill for 877 Holland St was $15,681 with a homeowner's exemption.

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Saugatuck City
Unified School District	Saugatuck Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$442,800 Land $139,400 Building $303,400	$885,600 Land $278,800 Building $606,800
2025	$15,681.00
2023		$303,400 Land $80,600 Building $222,800	$606,800 Land $161,200 Building $445,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 877 Holland St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 877 Holland St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KALAMAZOO LAKE SEWER & WATER AUTHORITY serves 5,000 people · EPA ID MI0003525
Water Source	Groundwater
Last State Inspection	Jun 2021
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Holland St

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