895 Holland St, Saugatuck, MI 49453 Property Records

Allegan County property record for 895 Holland St, Saugatuck, MI 49453

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,008 sqft · built 1964
Lot Size	0.193 acres (8,407 sqft)
Owner	Individual Name on File
Last Sale	$435,000 (Sep 2026)
Tax Bill	$4,247 (2025)
Deeds & Mortgages	Sep 2026 Sale Jan 2026 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`57-052-001-00`

Property Details

APN / Parcel Number

Primary APN	`57-052-001-00`
Alternative APN	`03-57-052-001-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft
Basement Area	1,200 sqft
Unfinished Basement	1,200 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Wood
Lot Area	8,407 sqft (0.193 acres)
Lot Dimensions	127 ft deep x 66 ft wide
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	895 HOLLAND ST
City	SAUGATUCK
State	MI
Zip	49453-9607
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CR-COMM RE
Legal Description	LOT 1 BLK 2 EX SELY 4.5 FT THEREOF BANDLE'S ADDITION VILLAGE OF SAUGATUCK SEC 9 T3N R16W.
Legal Range	16W
Legal Township	03N
Legal Section	09
Legal Subdivision	FT THEREOF BANDLES ADD
Legal Block	2
Legal Lot Number	1
Jurisdiction	ALLEGAN MI
Township / Civil Division	SAUGATUCK
Census Block Group	2
Census Block	2026
Census Tract	30801

Owner

895 Holland St is owned and occupied by an individual who bought it in September 2026.

Source: Allegan County records, as of October 9, 2026

Owner of Record	Individual Name on File
Mailing Address	1244 STONEGATE LN, EAST LANSING, MI 48823-2170
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2026	Warranty Deed, Transfer NATIONAL TITLE GROUP, ATA NATIONAL TITLE GROUP
Jan 21, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Oct 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Apr 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2026 · Amount on File
Deed Sale	Sep 25, 2026 · Amount on File
Prior Sale	Sep 13, 2013 · Amount on File
Deed Document Number	202616321
Deed Book / Page	5178 / 637
Prior Transfer Date	Jan 14, 2011
Prior Transfer Doc	3488/540
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Sep 25, 2026
Property Address	895 HOLLAND ST, SAUGATUCK, MI 49453-9607
Document Number	0000016321
Book / Page	5178 / 637
Instrument Date	Sep 24, 2026
Instrument	202616321
Transaction Type	Transfer
Record Updated	Oct 9, 2026
Title Company	NATIONAL TITLE GROUP, ATA NATIONAL TITLE GROUP

Transaction

Amount	Amount on Record
Tax	$377,841.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1244 STONEGATE LN, EAST LANSING, MI 48823-2170

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	895 HOLLAND ST, SAUGATUCK, MI 49453-9607
Transaction Type	Mortgage
Record Updated	Feb 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	895 HOLLAND ST, SAUGATUCK, MI 49453-9607

Mortgage

Document Number	0005105/59
Date	Jan 21, 2026
Book Page	5105/59
Instrument	2026000972

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	895 HOLLAND ST, SAUGATUCK, MI 49453-9607
Transaction Type	Mortgage
Record Updated	Oct 14, 2021
Title Company	ATA NATIONAL TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	895 HOLLAND ST, SAUGATUCK, MI 49453-9607

Mortgage

Document Number	4680/733
Date	Oct 7, 2021
Book Page	4680/733

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	895 HOLLAND ST, SAUGATUCK, MI 49453-9607
Transaction Type	Mortgage
Record Updated	Aug 3, 2021
Title Company	TITLE SOURCES INC, TITLE SOURCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4233/787
Date	Apr 5, 2018
Book Page	4233/787

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 895 Holland St was $4,247 with a homeowner's exemption, up 3.2% from the year before.

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Saugatuck City
Unified School District	Saugatuck Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$305,700 (-0.03%) Land $102,200 Building $203,500	$611,400 (-0.03%) Land $204,400 Building $407,000
2025	$4,247.00 (+3.23%) Homeowner's exemption	$305,800 Land $97,900 Building $207,900	$611,600 Land $195,800 Building $415,800
2024	$4,114.00
2023		$135,500 Land $59,100 Building $76,400	$271,000 Land $118,200 Building $152,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 895 Holland St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 895 Holland St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KALAMAZOO LAKE SEWER & WATER AUTHORITY serves 5,000 people · EPA ID MI0003525
Water Source	Groundwater
Last State Inspection	Jun 2021
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Holland St

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