931 Holland St, Saugatuck, MI 49453 Property Records

Allegan County property record for 931 Holland St, Saugatuck, MI 49453

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,274 sqft
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$284,000 (Jun 2019)
Tax Bill	$6,256 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Aug 2018 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`57-052-002-00`

Property Details

APN / Parcel Number

Primary APN	`57-052-002-00`
Alternative APN	`03-57-052-002-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,274 sqft Living Area
1st Floor Area	914 sqft

Exterior

Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	931 HOLLAND ST
City	SAUGATUCK
State	MI
Zip	49453-9485
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CR-COMM RE
Legal Description	LOT 2 BLOCK 2 BANDLE'S ADDITION.
Legal Subdivision	BANDLES ADD
Legal Block	2
Legal Lot Number	2
Jurisdiction	ALLEGAN MI
Township / Civil Division	SAUGATUCK
Census Block Group	2
Census Block	2026
Census Tract	30801

Owner

931 Holland St is owned and occupied by an individual who acquired it in March 2020.

Source: Allegan County records, as of September 9, 2026

Owner of Record	Individual Name on File
Mailing Address	931 HOLLAND ST, SAUGATUCK, MI 49453-9485
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2022	Deed of Trust, Mortgage · Line of Credit MERCANTILE BANK
Aug 10, 2018	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Apr 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage MERCANTILE BANK OF MICHIGAN
Sep 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage MERCANTILE BANK OF MICHIGAN
Mar 27, 2020	Quit Claim Deed, Transfer Quitclaim
Jun 20, 2019	Warranty Deed, Transfer · Conventional Mortgage CEN-TEX CERTIFIED DEV CORP
Aug 5, 2019	Quit Claim Deed, Transfer CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC
Jul 28, 2017	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 2019 · Amount on File
Deed Sale	Jun 20, 2019 · Amount on File
Deed Book / Page	4354 / 832
Last Transfer Date	Mar 23, 2020
Transfer Doc	4443/917
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	931 HOLLAND ST, SAUGATUCK, MI 49453-9485
Transaction Type	Mortgage
Record Updated	Nov 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	931 HOLLAND ST, SAUGATUCK, MI 49453-9485

Mortgage

Document Number	004814/470
Date	Nov 7, 2022
Book Page	4814/470
Instrument	2022021320

Lender

Name	MERCANTILE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	931 HOLLAND ST, SAUGATUCK, MI 49453-9485
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004271/330
Date	Aug 10, 2018
Book Page	4271/330

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jul 24, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	931 HOLLAND ST, SAUGATUCK, MI 49453-9485
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004451/78
Date	Apr 16, 2020
Book Page	4451/78

Lender

Name	MERCANTILE BANK OF MICHIGAN
Type	Bank
Address	GRAND RAPIDS, MI 49504

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	931 HOLLAND ST, SAUGATUCK, MI 49453-9485
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	931 HOLLAND ST, SAUGATUCK, MI 49453-9485

Mortgage

Document Number	004667/722
Date	Sep 7, 2021
Book Page	4667/722

Lender

Name	MERCANTILE BANK OF MICHIGAN
Type	Bank
Address	GRAND RAPIDS, MI 49504

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALLEGAN MI
Recording Date	Mar 27, 2020
Property Address	931 HOLLAND ST, SAUGATUCK, MI 49453-9485
Document Number	4443/917
Book / Page	4443 / 917
Instrument Date	Mar 23, 2020
Transaction Type	Transfer
Record Updated	Aug 3, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3163 62ND ST, 3163, SAUGATUCK, MI 49453-9701

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3183 62ND ST, SAUGATUCK, MI 49453-9701

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Jun 20, 2019
Property Address	931 HOLLAND ST, SAUGATUCK, MI 49453-9485
Document Number	004354/832
Book / Page	4354 / 832
Instrument Date	Jun 14, 2019
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,442.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	931 HOLLAND ST, 931, SAUGATUCK, MI 49453-9485

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	931 HOLLAND ST, SAUGATUCK, MI 49453-9485

Mortgage

Document Number	0004354835
Date	Jun 20, 2019
Instrument	4354/835

Lender

Name	CEN-TEX CERTIFIED DEV CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALLEGAN MI
Recording Date	Aug 5, 2019
Property Address	931 HOLLAND ST, SAUGATUCK, MI 49453-9485
Document Number	4367/967
Book / Page	4367 / 967
Instrument Date	Jun 14, 2019
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	931 HOLLAND ST, 931, SAUGATUCK, MI 49453-9485

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3183 62ND ST, SAUGATUCK, MI 49453-9701

July 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEGAN MI
Recording Date	Jul 28, 2017
Property Address	931 HOLLAND ST, SAUGATUCK, MI 49453-9485
Document Number	4162/421
Book / Page	4162 / 421
Instrument Date	Jul 17, 2017
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	931 HOLLAND ST, 931, SAUGATUCK, MI 49453-9485

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 ORCHARD PL, BATTLE CREEK, MI 49017-4764

Tax Assessment & Valuation

The 2025 property tax bill for 931 Holland St was $6,256 with a homeowner's exemption, up 3.3% from the year before.

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Saugatuck City
Unified School District	Saugatuck Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$268,100 (+0.26%) Land $102,200 Building $165,900	$536,200 (+0.26%) Land $204,400 Building $331,800
2025	$6,256.00 (+3.25%) Homeowner's exemption	$267,400 Land $97,900 Building $169,500	$534,800 Land $195,800 Building $339,000
2024	$6,059.00
2023		$166,100 Land $59,100 Building $107,000	$332,200 Land $118,200 Building $214,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 931 Holland St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 931 Holland St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KALAMAZOO LAKE SEWER & WATER AUTHORITY serves 5,000 people · EPA ID MI0003525
Water Source	Groundwater
Last State Inspection	Jun 2021
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Holland St

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