89 Stratford Pl, Sylva, NC 28779 Property Records

Jackson County property record for 89 Stratford Pl, Sylva, NC 28779 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,156 sqft · built 2021
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Apr 2026)
Tax Bill	$1,918 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage May 2022 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`7641-87-8121`

Property Details

APN / Parcel Number

Primary APN	`7641-87-8121`
Alternative APN	`141732`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,156 sqft Living Area
1st Floor Area	714 sqft
Basement Area	714 sqft
Finished Basement	714 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump
Sewer	Septic

Location & Zoning

Street Address	89 STRATFORD PL
City	SYLVA
State	NC
Zip	28779-9510
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 12 THE MAGNOLIAS
Legal Subdivision	THE MAGNOLIAS
Legal Lot Number	12
Jurisdiction	JACKSON NC
Township / Civil Division	SYLVA
Census Block Group	1
Census Block	1021
Census Tract	950400

Owner

Source: Jackson County records · APN 7641-87-8121

Assessment roll updated August 8, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	89 STRATFORD PL, SYLVA, NC 28779-9510
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CREDIT UNION
May 04, 2022	Deed of Trust, Mortgage · Conventional Mortgage HOMESTAR FINANCIAL CORP
May 02, 2022	Intrafamily Transfer, Transfer
Dec 23, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 22, 2026 · Amount on Record
Deed Sale	Apr 22, 2026 · Amount on Record
Prior Sale	Dec 23, 2020 · Amount on Record
Deed Book / Page	2418 / 1158
Prior Transfer Date	Apr 29, 2022
Prior Transfer Doc	0023331092
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Apr 22, 2026
Property Address	89 STRATFORD PL, SYLVA, NC 28779-9510
Document Number	2418001158
Book / Page	2418 / 1158
Instrument Date	Apr 22, 2026
Transaction Type	Transfer
Record Updated	Apr 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$70,700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 STRATFORD PL, SYLVA, NC 28779-9510

Mortgage

Document Number	2418001161,
Date	Apr 22, 2026
Book Page	2418/1161

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	89 STRATFORD PL, SYLVA, NC 28779-9510
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023331561
Date	May 04, 2022
Book Page	2333/1561

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company
Address	GAINESVILLE, GA 30501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2052

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON NC
Recording Date	May 02, 2022
Property Address	89 STRATFORD PL, SYLVA, NC 28779-9510
Document Number	0023331092
Book / Page	2333 / 1092
Instrument Date	Jan 26, 2022
Transaction Type	Transfer
Record Updated	Aug 11, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	469 GRAND VISTA DR, SYLVA, NC 28779-7667

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 STAFFORD PL, SYLVA, NC 28779

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Dec 23, 2020
Property Address	89 STRATFORD PL, SYLVA, NC 28779-9510
Document Number	0022871391
Book / Page	002287 / 001391
Instrument Date	Sep 22, 2020
Transaction Type	Transfer
Record Updated	Feb 03, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$10.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2431 HIGHLEE CIR CROFTON MD 21114, CROFTON, MD 21114

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated August 8, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$1,918.00 (+89.15%)	$504,867 (+89.03%) Land $18,820 Building $486,047
2023	$1,014.00	$267,080 Land $19,180 Building $247,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jackson County (37099C), updated January 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370999504001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 22 individual NFIP policies nearby
Nearby Flood Policies	22 in force
Nearby Flood Claims	7 (2015–2025)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Jun 2025, other causes
Claims By Storm	Tropical Storm Helene, Sep 2024 · 3 claims

Wildfire

Wildfire Risk	Moderate above 43% of the US · above 63% of North Carolina
Wildfire Likelihood	About 1 in 1,493 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 109 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Optimum Communications	Cable	940 / 35
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, BalsamWest FiberNET. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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