77 Stratford Pl, Sylva, NC 28779 Property Records

Jackson County property record for 77 Stratford Pl, Sylva, NC 28779

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,498 sqft · built 2006
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$228,500 (Jul 2025)
Tax Bill	$2,059 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Oct 2018 Mortgage
Flood Zone	Zone AE (high risk)
APN	`7641-87-7094`

Property Details

APN / Parcel Number

Primary APN	`7641-87-7094`
Alternative APN	`175973`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,498 sqft Heated Area
1st Floor Area	1,749 sqft
Basement Area	1,749 sqft
Finished Basement	1,746 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Roof Type	Wood Truss
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	336 sqft
Deck Area	98 sqft
Patio Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Street Address	77 STRATFORD PL
City	SYLVA
State	NC
Zip	28779-9510
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 11 THE MAGNOLIAS
Legal Subdivision	MAGNOLIAS
Legal Lot Number	11
Jurisdiction	JACKSON NC
Township / Civil Division	SYLVA
Census Block Group	1
Census Block	1021
Census Tract	950400

Owner

Source: Jackson County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	77 STRATFORD PL, SYLVA, NC 28779-9510
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2021	Warranty Deed, Transfer · FHA Mortgage KELLER MORTGAGE LLC
Oct 9, 2018	Deed of Trust, Mortgage · Conventional with PMI STATE EMPS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2025 · Amount on Record
Deed Sale	Jul 11, 2025 · Amount on Record
Prior Sale	Feb 9, 2021 · Amount on Record
Deed Book / Page	2400 / 1692
Record Updated	Oct 29, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Feb 9, 2021
Property Address	77 STRATFORD PL, SYLVA, NC 28779-9510
Document Number	0022920578
Book / Page	2292 / 578
Map Reference	CAB 14 SL 508
Instrument Date	Feb 5, 2021
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$670.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1107 MADRID ST, 1107, TOWNSEND, DE 19734-2890

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77 STRATFORD PL, SYLVA, NC 28779-9510

Mortgage

Document Number	0002292581
Date	Feb 9, 2021
Instrument	2292/581

Lender

Name	KELLER MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	77 STRATFORD PL, SYLVA, NC 28779-9510
Document Number	0022241107
Instrument Date	Oct 9, 2018
Transaction Type	Mortgage
Record Updated	Oct 30, 2018
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77 STRATFORD PL SYLVA NC 287799510, SYLVA, NC 28779-9510

Mortgage

Document Number	0022241107
Date	Oct 12, 2018
Book Page	002224/001107

Lender

Name	STATE EMPS FCU
Type	Credit Union
Address	RALEIGH, NC 27611-5279

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 11, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.37%

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$458,399 (+41.33%) Land $20,690 Building $437,709
2025	$2,059.00 (+67.13%)
2023	$1,232.00	$324,340 Land $20,260 Building $304,080

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	7 (2015–2025)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Jun 2025 · other causes
Claims by Event	Tropical Storm Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35

May also be available: BalsamWest FiberNET, Verizon.

Nearby Properties on Stratford Pl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures