Jackson County property record for 46 Stratford Pl, Sylva, NC 28779
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,723 sqft · built 2005 |
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $226,000 (May 2022) |
| Tax Bill | $1,465 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit May 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 7641-86-6727 |
| Primary APN | 7641-86-6727 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,723 sqft Heated Area |
| 1st Floor Area | 1,723 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Wood Truss |
| Roof Material | Asphalt |
| Lot Area | 16,988 sqft (0.39 acres) |
| Garage Type | Carport |
| Garage Area | 380 sqft |
| Carport | Carport |
| Carport Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 242 sqft |
| Deck Area | 56 sqft |
| Patio Area | 56 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Street Address | 46 STRATFORD PL |
|---|---|
| City | SYLVA |
| State | NC |
| Zip | 28779-9510 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 7 THE MAGNOLIAS |
| Legal Subdivision | MAGNOLIAS |
| Legal Lot Number | 7 |
| Jurisdiction | JACKSON NC |
| Township / Civil Division | SYLVA |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 950400 |
Source: Jackson County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 46 STRATFORD PL, SYLVA, NC 28779-9510 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 25, 2026 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CREDIT UNION |
| May 20, 2022 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 20, 2022 · Amount on Record |
| Deed Sale | May 20, 2022 · Amount on Record |
| Deed Book / Page | 2335 / 376 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON NC |
| Recording Date | Sep 25, 2026 |
| Property Address | 46 STRATFORD PL, SYLVA, NC 28779-9510 |
| Document Number | 2429000198 |
| Book / Page | 2429 / 198 |
| Instrument Date | Sep 21, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2026 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|---|
| Address | 46 STRATFORD PL, SYLVA, NC 28779-9510 |
| Document Number | 2429000198, |
|---|---|
| Date | Sep 25, 2026 |
| Book Page | 2429/198 |
| Name | STATE EMPLOYEES CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON NC |
| Recording Date | May 20, 2022 |
| Property Address | 46 STRATFORD PL, SYLVA, NC 28779-9510 |
| Document Number | 0023350376 |
| Book / Page | 2335 / 376 |
| Map Reference | CAB 13 SL 269 |
| Instrument Date | May 19, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jun 6, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $452.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3447 CULLOWHEE MOUNTAIN RD, 3447, CULLOWHEE, NC 28723-8520 |
| Name | Verified Name |
|---|---|
| Address | 46 STRATFORD PL, SYLVA, NC 28779-9510 |
| Document Number | 0002335380 |
|---|---|
| Date | May 20, 2022 |
| Instrument | 2335/380 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
Source: Jackson County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Jackson County |
| Unified School District | Jackson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $385,580 (+69.94%) Land $31,060 Building $354,520 | |
| 2025 | $1,465.00 (+69.95%) | |
| 2023 | $862.00 | $226,890 Land $28,110 Building $198,780 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 7 (2015–2025) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Jun 2025 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 62% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
May also be available: BalsamWest FiberNET, Verizon.
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