51 Stratford Pl, Sylva, NC 28779 Property Records

Jackson County property record for 51 Stratford Pl, Sylva, NC 28779

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,379 sqft · built 2004
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Jun 2023)
Tax Bill	$1,224 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Feb 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`7641-86-6992`

Property Details

APN / Parcel Number

Primary APN	`7641-86-6992`
Alternative APN	`176874`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,379 sqft Heated Area
1st Floor Area	1,379 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Roof Type	Wood Truss
Roof Material	Asphalt
Lot Area	11,761 sqft (0.27 acres)
Garage Type	Carport
Garage Area	640 sqft
Carport	Carport
Carport Area	640 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	305 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Street Address	51 STRATFORD PL
City	SYLVA
State	NC
Zip	28779-9510
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 9 THE MAGNOLIAS
Legal Subdivision	THE MAGNOLIAS
Legal Lot Number	9
Jurisdiction	JACKSON NC
Township / Civil Division	SYLVA
Census Block Group	1
Census Block	1021
Census Tract	950400

Owner

51 Stratford Pl is owned and occupied by two individuals who bought it in June 2023.

Source: Jackson County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	51 STRATFORD PL, SYLVA, NC 28779-9510
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2023	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Feb 19, 2018	Deed of Trust, Mortgage · Line of Credit STATE EMPS FCU
Jun 20, 2017	Warranty Deed, Transfer ATTORNEY ONLY
Apr 17, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2023 · Amount on File
Deed Sale	Jun 30, 2023 · Amount on File
Prior Sale	Jul 20, 2005 · Amount on File
Deed Book / Page	2358 / 1617
Prior Transfer Date	Jan 29, 2016
Prior Transfer Doc	0021140181
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Jun 30, 2023
Property Address	51 STRATFORD PL, SYLVA, NC 28779-9510
Document Number	0023581617
Book / Page	2358 / 1617
Map Reference	CAB 33 SL 105
Instrument Date	Jun 28, 2023
Transaction Type	Transfer
Record Updated	Jul 12, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$650.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	268 JAY BIRD DR, SYLVA, NC 28779-8236

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 STRATFORD PL, SYLVA, NC 28779-9510

Mortgage

Document Number	0023581620
Date	Jun 30, 2023
Book Page	2358/1620

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.4%
Type Change Date	Jul 1, 2028
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	7.4%
Index	5-Year TN
Max Rate	11.4%

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	51 STRATFORD PL, SYLVA, NC 28779-9510
Document Number	0022080153
Instrument Date	Feb 19, 2018
Transaction Type	Mortgage
Record Updated	Mar 1, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022080153
Date	Feb 23, 2018
Book Page	002208/000153

Lender

Name	STATE EMPS FCU
Type	Credit Union
Address	SYLVA, NC 28779

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Jun 20, 2017
Property Address	51 STRATFORD PL, SYLVA, NC 28779-9510
Document Number	0021910180
Book / Page	002191 / 000180
Instrument Date	Jun 16, 2017
Transaction Type	Transfer
Record Updated	Jun 29, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 STRATFORD PL SYLVA NC 287799510, SYLVA, NC 28779-9510

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Apr 17, 2017
Property Address	51 STRATFORD PL, SYLVA, NC 28779-9510
Document Number	0021870409
Book / Page	002187 / 000409
Instrument Date	Apr 13, 2017
Transaction Type	Transfer
Record Updated	Apr 21, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	51 STRATFORD PL SYLVA NC 287799510, SYLVA, NC 28779-9510

Tax Assessment & Valuation

The 2025 property tax bill for 51 Stratford Pl was $1,224.

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$322,171 (-) Land $25,760 Building $296,411
2025	$1,224.00	$322,171 Land $25,760 Building $296,411
2023	$773.00 (-13.92%)	$203,510 (-) Land $24,290 Building $179,220
2022	$898.00	$203,510 Land $24,290 Building $179,220

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 51 Stratford Pl in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	7 (2015–2025)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Jun 2025 · other causes
Claims by Event	Tropical Storm Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 51 Stratford Pl is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35

May also be available: BalsamWest FiberNET, Verizon.

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