Ulster County and Kingston City property record for 89 Stephan St, Kingston, NY 12401
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,848 sqft · built 1900 |
| Lot Size | 0.101 acres (4,400 sqft) |
| Owner | Individual Name on File |
| Last Sale | $430,000 (Jul 2022) |
| Tax Bill | $11,466 (2025) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage Nov 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 510800 48.82-3-15 |
| Primary APN | 510800 48.82-3-15 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,848 sqft Living Area |
| 1st Floor Area | 924 sqft |
| 2nd Floor Area | 924 sqft |
| Basement Area | 324 sqft |
| Finished Basement | 324 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,400 sqft (0.101 acres) |
| Lot Dimensions | 110 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 216 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 262 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 059862.000 |
|---|---|
| Street Address | 89 STEPHAN ST |
| City | KINGSTON |
| State | NY |
| Zip | 12401-3029 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | T3N |
| Legal Block | 3 |
| Legal Lot Number | 15.000 |
| Jurisdiction | ULSTER NY |
| Township / Civil Division | KINGSTON |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 951800 |
89 Stephan St is owned by an individual who bought it in July 2022.
Source: Ulster County and Kingston City records, as of April 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 605 SE 3RD AVE, DELRAY BEACH, FL 33483-4417 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 19, 2022 | Deed, Transfer · Stand-Alone First Mortgage RONDOUT SAVINGS BANK |
| Nov 15, 2019 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 19, 2022 · Amount on File |
| Deed Sale | Jul 19, 2022 · Amount on File |
| Prior Sale | Nov 15, 2019 · Amount on File |
| Deed Document Number | 202212397 |
| Deed Book / Page | 7097 / 244 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ULSTER NY |
| Recording Date | Jul 19, 2022 |
| Property Address | 89 STEPHAN ST, KINGSTON, NY 12401-3029 |
| Document Number | 0000012397 |
| Book / Page | 7097 / 244 |
| Instrument Date | Jul 8, 2022 |
| Instrument | 2022-12397 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 605 SE 3RD AVE, DELRAY BEACH, FL 33483-4417 |
| Document Number | 0000012398 |
|---|---|
| Date | Jul 19, 2022 |
| Instrument | 2022-12398 |
| Name | RONDOUT SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | Aug 1, 2032 |
| Max Rate At Change | 2.5% |
| Index | 1-Year CMT |
| Document Type | Deed |
|---|---|
| Jurisdiction | ULSTER NY |
| Recording Date | Nov 15, 2019 |
| Property Address | 89 STEPHAN ST, KINGSTON, NY 12401-3029 |
| Document Number | 0000015397 |
| Book / Page | 6518 / 108 |
| Instrument Date | Nov 14, 2019 |
| Instrument | 2019-15397 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 30 LOWRY CT, SKILLMAN, NJ 08558-1649 |
The 2025 property tax bill for 89 Stephan St was $11,466.
Source: Ulster County and Kingston City assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Ulster County |
| Municipality | Kingston City |
| Unified School District | Kingston City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,466.00 | $210,000 Land $18,000 Building $192,000 | $446,809 Land $38,298 Building $408,511 |
| 2023 | $210,000 (-) Land $18,000 Building $192,000 | $344,262 (+14.75%) Land $29,508 Building $314,754 | |
| 2022 | $210,000 Land $18,000 Building $192,000 | $300,000 Land $25,714 Building $274,286 | |
| 2021 | $7,465.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 89 Stephan St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 5, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 89 Stephan St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KINGSTON (CITY) WATER DISTRICT serves 24,000 people · EPA ID NY5503374 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | 7 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 690 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Archtop Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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