85 Stephan St, Kingston, NY 12401 Property Records

Ulster County and Kingston City property record for 85 Stephan St, Kingston, NY 12401

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 1,298 sqft · built 1878
Lot Size	0.068 acres (3,000 sqft)
Owner	Individual Name on File
Last Sale	$145,000 (Feb 2018)
Tax Bill	$7,534 (2025)
Deeds & Mortgages	Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`510800 48.82-3-17`

Property Details

APN / Parcel Number

Primary APN	`510800 48.82-3-17`
Alternative APN	`059818.000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,298 sqft Total Area
1st Floor Area	689 sqft
2nd Floor Area	609 sqft

Exterior

Year Built	Built 1878
Effective Year Built	Effective 1878
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	3,000 sqft (0.068 acres)
Lot Dimensions	120 ft deep x 25 ft wide
Porch	Slab
Porch Area	76 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	059818.000
Street Address	85 STEPHAN ST
City	KINGSTON
State	NY
Zip	12401-3029
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	T3N
Legal Block	3
Legal Lot Number	17.000
Jurisdiction	ULSTER NY
Township / Civil Division	KINGSTON
Census Block Group	1
Census Block	1020
Census Tract	951800

Owner

85 Stephan St, a duplex, is owned and occupied by an individual who bought it in February 2018.

Source: Ulster County and Kingston City records, as of April 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	85 STEPHAN ST, KINGSTON, NY 12401-3029
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 20, 2018 · Amount on File
Deed Sale	Feb 20, 2018 · Amount on File
Prior Sale	Nov 29, 2005 · Amount on File
Deed Document Number	20182536
Deed Book / Page	6268 / 160
Prior Transfer Date	Jun 13, 2003
Prior Transfer Doc	0000016933
Record Updated	Oct 29, 2026

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ULSTER NY
Recording Date	Feb 20, 2018
Property Address	85 STEPHAN ST, KINGSTON, NY 12401-3029
Document Number	0000002536
Book / Page	006268 / 000160
Instrument Date	Feb 20, 2018
Instrument	2536
Transaction Type	Transfer
Record Updated	Mar 2, 2018
Title Company	AAA ABSTRACT COMPANY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$580.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	737 BROADWAY ULSTER PARK NY 124875112, ULSTER PARK, NY 12487-5112

Mortgage

Document Number	2537
Date	Feb 20, 2018
Book Page	011508/000001
Instrument	2537

Lender

Name	ULSTER SVGS BK
Type	Federal Savings Bank
Address	KINGSTON, NY 12401

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 19, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 85 Stephan St was $7,534.

Source: Ulster County and Kingston City assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Ulster County
Municipality	Kingston City
Unified School District	Kingston City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,534.00	$138,000 Land $14,000 Building $124,000	$293,617 Land $29,787 Building $263,830
2023		$138,000 (-) Land $14,000 Building $124,000	$226,230 (+14.75%) Land $22,951 Building $203,279
2022		$138,000 Land $14,000 Building $124,000	$197,143 Land $20,000 Building $177,143
2021	$4,906.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 85 Stephan St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 5, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 85 Stephan St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KINGSTON (CITY) WATER DISTRICT serves 24,000 people · EPA ID NY5503374
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	7 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 690 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Archtop Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20