98 Stephan St, Kingston, NY 12401 Property Records

Ulster County and Kingston City property record for 98 Stephan St, Kingston, NY 12401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,300 sqft · built 1940
Lot Size	0.114 acres (5,000 sqft)
Owner	Individual Name on File
Last Sale	$178,000 (Aug 2007)
Tax Bill	$5,398 (2025)
Flood Zone	Zone X (minimal risk)
APN	`510800 48.82-6-68`

Property Details

APN / Parcel Number

Primary APN	`510800 48.82-6-68`
Alternative APN	`060588.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,300 sqft Living Area
1st Floor Area	860 sqft
2nd Floor Area	440 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	5,000 sqft (0.114 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Basement

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	600 sqft
Porch	Slab
Porch Area	382 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	060588.000
Street Address	98 STEPHAN ST
City	KINGSTON
State	NY
Zip	12401-3044
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	T3N
Legal Block	6
Legal Lot Number	68.000
Jurisdiction	ULSTER NY
Township / Civil Division	KINGSTON
Census Block Group	2
Census Block	2000
Census Tract	951900

Owner

98 Stephan St is owned and occupied by an individual who bought it in August 2007.

Source: Ulster County and Kingston City records, as of April 22, 2026

Owner of Record	Individual Name on File
Mailing Address	98 STEPHAN ST, KINGSTON, NY 12401-3044
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2007 · Amount on File
Deed Sale	Aug 17, 2007 · Amount on File
Prior Sale	Jun 6, 2003 · Amount on File
Deed Document Number	200719650
Deed Book / Page	4450 / 240
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 98 Stephan St was $5,398 with a homeowner's exemption.

Source: Ulster County and Kingston City assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Ulster County
Municipality	Kingston City
Unified School District	Kingston City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,398.00	$135,000 Land $19,000 Building $116,000	$287,234 Land $40,426 Building $246,808
2023		$135,000 (-) Land $19,000 Building $116,000	$221,311 (+14.75%) Land $31,147 Building $190,164
2022		$135,000 Land $19,000 Building $116,000	$192,857 Land $27,143 Building $165,714
2021	$5,005.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 98 Stephan St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 5, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 98 Stephan St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KINGSTON (CITY) WATER DISTRICT serves 24,000 people · EPA ID NY5503374
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	7 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 690 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Archtop Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20