82 Stephan St, Kingston, NY 12401 Property Records

Ulster County and Kingston City property record for 82 Stephan St, Kingston, NY 12401

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,201 sqft · built 1925
Lot Size0.11 acres (4,800 sqft)
OwnerIndividual Name on File
Last Sale$160,000 (Aug 2006)
Tax Bill$4,959 (2025)
Deeds & MortgagesOct 2020 Mortgage
Apr 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN510800 48.82-3-49

Property Details

APN / Parcel Number

Primary APN510800 48.82-3-49
Alternative APN
  • 060522.000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,201 sqft Living Area
1st Floor Area1,201 sqft

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Lot Area4,800 sqft (0.11 acres)
Lot Dimensions120 ft deep x 40 ft wide
Garage TypeDetached
Garage Area342 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area104 sqft
Shed1 Shed
Shed Area270 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number060522.000
Street Address82 STEPHAN ST
CityKINGSTON
StateNY
Zip12401-3030
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeT3N
Legal Block3
Legal Lot Number49.000
JurisdictionULSTER NY
Township / Civil DivisionKINGSTON
Census Block Group1
Census Block1021
Census Tract951800

Owner

82 Stephan St is owned and occupied by an individual who bought it in August 2006.

Source: Ulster County and Kingston City records, as of April 22, 2026

Owner of RecordIndividual Name on File
Mailing Address82 STEPHAN ST, KINGSTON, NY 12401-3030
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 8, 2020Deed of Trust, Mortgage · Conventional Mortgage
KEYBANK USA
Apr 24, 2017Deed of Trust, Mortgage · Conventional with PMI
KEYBANK USA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 28, 2006 · Amount on File
Deed SaleAug 28, 2006 · Amount on File
Deed Document Number200621563
Deed Book / Page4304 / 214
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionULSTER NY
Property Address82 STEPHAN ST, KINGSTON, NY 12401-3030
Document Number0000015862
Instrument DateOct 8, 2020
Transaction TypeMortgage
Record UpdatedNov 18, 2020
Title CompanyLENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address82 STEPHAN ST KINGSTON NY 124013030, KINGSTON, NY 12401-3030

Mortgage

Document Number0000015862
DateOct 30, 2020
Book Page012206/000128
Instrument15862
Lender
NameKEYBANK USA
TypeBank
AddressBROOKLYN, OH 44144
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueOct 29, 2040

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionULSTER NY
Property Address82 STEPHAN ST, KINGSTON, NY 12401-3030
Document Number0000009002
Book / Page011332 / 000265
Instrument DateApr 24, 2017
Transaction TypeMortgage
Record UpdatedAug 11, 2017
Title CompanyNATIONWIDE COURT SERVICES, NATIONWIDE COURT SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address82 STEPHAN ST KINGSTON NY 124013030, KINGSTON, NY 12401-3030

Mortgage

Document Number0000009002
DateJun 23, 2017
Book Page011332/000265
Instrument9002
Lender
NameKEYBANK USA
TypeBank
AddressCLEVELAND, OH 44114-1306
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueJun 22, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 82 Stephan St was $4,959 with exemptions applied.

Source: Ulster County and Kingston City assessment roll, as of April 20, 2026

Property Jurisdictions

TypeName
StateNew York
CountyUlster County
MunicipalityKingston City
Unified School DistrictKingston City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,959.00$124,000 Land $19,000 Building $105,000$263,830 Land $40,426 Building $223,404
2023$124,000 (-) Land $19,000 Building $105,000$203,279 (+14.75%) Land $31,148 Building $172,131
2022$124,000 Land $19,000 Building $105,000$177,143 Land $27,143 Building $150,000
2021$1,772.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 82 Stephan St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 5, 2017

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 82 Stephan St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKINGSTON (CITY) WATER DISTRICT
serves 24,000 people · EPA ID NY5503374
Water SourceSurface water
Last State InspectionNov 2023
Lead7 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 690 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Archtop Fiber
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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