Ulster County and Kingston City property record for 82 Stephan St, Kingston, NY 12401
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,201 sqft · built 1925 |
| Lot Size | 0.11 acres (4,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $160,000 (Aug 2006) |
| Tax Bill | $4,959 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Apr 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 510800 48.82-3-49 |
| Primary APN | 510800 48.82-3-49 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,201 sqft Living Area |
| 1st Floor Area | 1,201 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,800 sqft (0.11 acres) |
| Lot Dimensions | 120 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 342 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 104 sqft |
| Shed | 1 Shed |
| Shed Area | 270 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 060522.000 |
|---|---|
| Street Address | 82 STEPHAN ST |
| City | KINGSTON |
| State | NY |
| Zip | 12401-3030 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | T3N |
| Legal Block | 3 |
| Legal Lot Number | 49.000 |
| Jurisdiction | ULSTER NY |
| Township / Civil Division | KINGSTON |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 951800 |
82 Stephan St is owned and occupied by an individual who bought it in August 2006.
Source: Ulster County and Kingston City records, as of April 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 82 STEPHAN ST, KINGSTON, NY 12401-3030 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage KEYBANK USA |
| Apr 24, 2017 | Deed of Trust, Mortgage · Conventional with PMI KEYBANK USA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 28, 2006 · Amount on File |
| Deed Sale | Aug 28, 2006 · Amount on File |
| Deed Document Number | 200621563 |
| Deed Book / Page | 4304 / 214 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ULSTER NY |
| Property Address | 82 STEPHAN ST, KINGSTON, NY 12401-3030 |
| Document Number | 0000015862 |
| Instrument Date | Oct 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2020 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|---|
| Address | 82 STEPHAN ST KINGSTON NY 124013030, KINGSTON, NY 12401-3030 |
| Document Number | 0000015862 |
|---|---|
| Date | Oct 30, 2020 |
| Book Page | 012206/000128 |
| Instrument | 15862 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | BROOKLYN, OH 44144 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 29, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ULSTER NY |
| Property Address | 82 STEPHAN ST, KINGSTON, NY 12401-3030 |
| Document Number | 0000009002 |
| Book / Page | 011332 / 000265 |
| Instrument Date | Apr 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2017 |
| Title Company | NATIONWIDE COURT SERVICES, NATIONWIDE COURT SVCS |
| Name | Verified Name |
|---|---|
| Address | 82 STEPHAN ST KINGSTON NY 124013030, KINGSTON, NY 12401-3030 |
| Document Number | 0000009002 |
|---|---|
| Date | Jun 23, 2017 |
| Book Page | 011332/000265 |
| Instrument | 9002 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44114-1306 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 22, 2047 |
The 2025 property tax bill for 82 Stephan St was $4,959 with exemptions applied.
Source: Ulster County and Kingston City assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Ulster County |
| Municipality | Kingston City |
| Unified School District | Kingston City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,959.00 | $124,000 Land $19,000 Building $105,000 | $263,830 Land $40,426 Building $223,404 |
| 2023 | $124,000 (-) Land $19,000 Building $105,000 | $203,279 (+14.75%) Land $31,148 Building $172,131 | |
| 2022 | $124,000 Land $19,000 Building $105,000 | $177,143 Land $27,143 Building $150,000 | |
| 2021 | $1,772.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 82 Stephan St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 5, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 82 Stephan St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KINGSTON (CITY) WATER DISTRICT serves 24,000 people · EPA ID NY5503374 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | 7 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 690 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Archtop Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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