Clinton County and Saranac Town property record for 89 Ryan Rd, Saranac, NY 12981 · Last verified April 2026
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 3 ba · 2,688 sqft · built 2007 |
| Lot Size | 14.9 acres (649,044 sqft) |
| Owner | Individual Name on File |
| Last Sale | $6,000 (Jun 2024) |
| Tax Bill | $2,592 (2025) |
| Deeds & Mortgages | Sep 2021 Refinance Oct 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 094489 216.-3-2.23 |
| Primary APN | 094489 216.-3-2.23 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,688 sqft Living Area |
| 1st Floor Area | 1,792 sqft |
| Upper Floors Area | 896 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 649,044 sqft (14.9 acres) |
| Pool Type | Above-Ground Pool |
|---|---|
| Pool Area | 432 sqft |
| Porch | Slab |
| Porch Area | 860 sqft |
| Shed | 1 Shed |
| Canopy | 288 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 89 RYAN RD |
|---|---|
| City | SARANAC |
| State | NY |
| Zip | 12981-3434 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | LOT 246 REF TR |
| Legal Block | 3 |
| Legal Lot Number | 2.023 |
| Jurisdiction | CLINTON NY |
| Township / Civil Division | SARANAC |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 103800 |
Source: Clinton County and Saranac Town records · APN 094489 216.-3-2.23
Assessment roll updated March 30, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 89 RYAN RD, SARANAC, NY 12981-3434 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 03, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Oct 22, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Oct 22, 2019 | Loan Modification, Mortgage · Conventional with PMI QUICKEN LNS |
| Jun 06, 2017 | Grant Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 11, 2024 · Amount on Record |
| Deed Sale | Jun 11, 2024 · Amount on Record |
| Prior Sale | Jun 06, 2017 · Amount on Record |
| Prior Transfer Date | Aug 06, 2016 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON NY |
| Property Address | 89 RYAN RD, SARANAC, NY 12981-3434 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021000318780 |
|---|---|
| Date | Sep 03, 2021 |
| Instrument | 20210-00318780 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 01, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON NY |
| Property Address | 89 RYAN RD, SARANAC, NY 12981-3434 |
| Document Number | 0000304362 |
| Instrument Date | Oct 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2019 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 89 RYAN RD SARANAC NY 129813434, SARANAC, NY 12981-3434 |
| Document Number | 0000304362 |
|---|---|
| Date | Nov 06, 2019 |
| Instrument | 304362 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 05, 2039 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CLINTON NY |
| Property Address | 89 RYAN RD, SARANAC, NY 12981-3434 |
| Document Number | 0000304363 |
| Instrument Date | Oct 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2019 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 89 RYAN RD SARANAC NY 129813434, SARANAC, NY 12981-3434 |
| Document Number | 0000304363 |
|---|---|
| Date | Nov 06, 2019 |
| Instrument | 304363 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 05, 2039 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CLINTON NY |
| Recording Date | Jun 06, 2017 |
| Property Address | 89 RYAN RD, SARANAC, NY 12981-3434 |
| Document Number | 0000287221 |
| Instrument Date | Jun 02, 2017 |
| Instrument | 287221 |
| Transaction Type | Transfer |
| Record Updated | Jun 27, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 89 RYAN RD SARANAC NY 129813434, SARANAC, NY 12981-3434 |
Source: Clinton County and Saranac Town records · Assessment roll updated March 30, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Clinton County |
| County Subdivision | Saranac Town |
| Unified School District | Saranac Central School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,592.00 | $322,000 (+0.94%) Land $46,400 Building $275,600 | $348,700 (+9.31%) Land $50,247 Building $298,453 |
| 2023 | $319,000 Land $42,800 Building $276,200 | $319,000 Land $42,800 Building $276,200 |
Source: FEMA National Flood Hazard Layer, Clinton County (36019C), updated June 20, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 7 locations within about half a mile of this property, a small sample
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Verizon | Fiber | 980 / 880 |
May also be available at this address: T-Mobile USA, Atlas Connectivity, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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