Clinton County and Saranac Town property record for 48 Ryan Rd, Saranac, NY 12981
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1 ba · 1,008 sqft · built 1963 |
| Lot Size | 10.3 acres (448,668 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $117,000 (Jan 2014) |
| Tax Bill | $3,692 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 094489 216.-1-1.1 |
| Primary APN | 094489 216.-1-1.1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Ranch |
| Exterior Material | Composition/Composite |
| Lot Area | 448,668 sqft (10.3 acres) |
| Garage Type | Detached |
| Garage Area | 598 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Porch Area | 664 sqft |
| Canopy | 112 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 48 RYAN RD |
|---|---|
| City | SARANAC |
| State | NY |
| Zip | 12981-3433 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | LOT 247 REF TR |
| Legal Block | 1 |
| Legal Lot Number | 1.001 |
| Jurisdiction | CLINTON NY |
| Township / Civil Division | SARANAC |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 103800 |
Source: Clinton County and Saranac Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 48 RYAN RD, SARANAC, NY 12981-3433 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 24, 2014 · Amount on Record |
| Deed Sale | Jan 24, 2014 · Amount on Record |
| Deed Book / Page | 20142 / 62666 |
| Prior Transfer Date | Oct 7, 2006 |
| Prior Transfer Doc | 0000020061/000009930 |
| Record Updated | Oct 29, 2026 |
Source: Clinton County and Saranac Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Clinton County |
| County Subdivision | Saranac Town |
| Unified School District | Saranac Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,692.00 (+199.68%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $1,232.00 | $153,000 (-) Land $41,300 Building $111,700 | $165,700 (+8.3%) Land $44,728 Building $120,972 |
| 2023 | $153,000 Land $41,300 Building $111,700 | $153,000 Land $41,300 Building $111,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 20, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
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