Essex County and Lynn City property record for 89 River St, Lynn, MA 01905
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2.5 ba · 1,776 sqft · built 2018 |
| Lot Size | 0.345 acres (15,033 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $465,000 (Jul 2019) |
| Tax Bill | $6,418 (2025) |
| Deeds & Mortgages | Mar 2021 Refinance |
| Flood Zone | Zone AE (high risk) |
| APN | LYNN M:019 B:305 L:002 S:001 |
| Primary APN | LYNN M:019 B:305 L:002 S:001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,776 sqft Living Area |
| Gross Area | 2,808 sqft |
| Basement Area | 888 sqft |
| Unfinished Basement | 888 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,033 sqft (0.345 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 89 RIVER ST |
|---|---|
| City | LYNN |
| State | MA |
| Zip | 01905-2627 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | R4 |
| Legal Block | 305 |
| Legal Lot Number | 2 |
| Jurisdiction | LYNN MA |
| Township / Civil Division | LYNN |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 205800 |
89 River St, a condominium, is owned and occupied by two individuals who bought it in July 2019.
Source: Essex County and Lynn City records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 89 RIVER ST, LYNN, MA 01905-2627 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 29, 2019 · Amount on File |
| Deed Sale | Jul 29, 2019 · Amount on File |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNN MA |
| Property Address | 89 RIVER ST, LYNN, MA 01905-2627 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 39646-150 |
|---|---|
| Date | Mar 15, 2021 |
| Book Page | 39646/150 |
| Instrument | 20210315003890 |
| Name | NEW FED MORTGAGE CORP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
The 2025 property tax bill for 89 River St was $6,418, up 8.8% from the year before.
Source: Essex County and Lynn City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Lynn City |
| Unified School District | Lynn School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,418.00 (+8.82%) | $619,500 (+10.61%) Building $619,500 | $517,940 |
| 2024 | $5,898.00 (+6.14%) | $560,100 (+12.38%) Building $560,100 | |
| 2023 | $5,557.00 | $498,400 Building $498,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 89 River St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 41 individual policies |
| Nearby Flood Policies | 110 units insured incl. 69 condo units |
| Nearby Flood Claims | 83 (1979–2024) |
| Claims Outside the SFHA | 13 of 83 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 89 River St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: T-Mobile, Verizon.
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