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91 River St, Lynn, MA 01905 Property Records

Essex County and Lynn City property record for 91 River St, Lynn, MA 01905

Property Summary

Property TypeDuplex
Details4 bd · 4 ba · 1,644 sqft · built 1870
Lot Size0.083 acres (3,598 sqft)
Owner2 Individual Names on Record
Last Sale$555,000 (Jun 2020)
Tax Bill$6,698 (2025)
Deeds & MortgagesSep 2022 Mortgage
Jun 2020 Sale
Flood ZoneZone AE (high risk)
APNB:019 L:305 S:010

Property Details

APN / Parcel Number

Primary APNB:019 L:305 S:010
Alternative APN
  • LYNN M:019 B:305 L:010

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths2 Half Baths
Total Rooms8 Rooms
Units2 Units
Stories2 Stories
Building Area1,644 sqft Living Area
Gross Area2,670 sqft
Basement Area822 sqft
Unfinished Basement822 sqft

Exterior

Year BuiltBuilt 1870
Effective Year BuiltEffective 1963
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area3,598 sqft (0.083 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address91 RIVER ST
CityLYNN
StateMA
Zip01905-2627
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR4
Legal SubdivisionCENTRAL PLAZA
Legal Block305
Legal Lot Number10
JurisdictionLYNN MA
Township / Civil DivisionLYNN
Census Block Group3
Census Block3004
Census Tract205800

Owner

Source: Essex County and Lynn City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address91 RIVER ST, LYNN, MA 01905-2627
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 8, 2022Deed of Trust, Mortgage · FHA Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
Jun 9, 2020Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 9, 2020 · Amount on Record
Deed SaleJun 9, 2020 · Amount on Record
Prior SaleDec 3, 2014 · Amount on Record
Deed Book / Page38595 / 343
Prior Transfer DateJun 8, 2020
Prior Transfer Doc38595-343
Record UpdatedOct 29, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLYNN MA
Property Address91 RIVER ST, LYNN, MA 01905-2627
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number041178-264
DateSep 8, 2022
Book Page41178/264
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount Recorded

June 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLYNN MA
Recording DateJun 9, 2020
Property Address91 RIVER ST, LYNN, MA 01905-2627
Document Number38595-343
Book / Page038595 / 000343
Instrument DateJun 8, 2020
Instrument9004660
Transaction TypeTransfer
Record UpdatedJun 23, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$2,531.00
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address91 RIVER ST LYNN MA 019052627, LYNN, MA 01905-2627

Tax Assessment & Valuation

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
MunicipalityLynn City
Unified School DistrictLynn School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,698.00 (+6.37%)$646,571 (+8.12%) Land $196,500 Building $450,071$669,996
2024$6,297.00 (+2.72%)$598,000 (+8.77%) Land $180,600 Building $417,400
2023$6,130.00$549,800 Land $160,900 Building $388,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 41 individual policies
Nearby Flood Policies110 units insured
incl. 69 condo units
Nearby Flood Claims83 (1979–2024)
Claims Outside the SFHA13 of 83
Most Recent ClaimJan 2024 · river or lake flooding
Claims by Event
  • Severe Winter Storm And Flooding, Mar 2018 · 3 claims
  • Severe Storms And Flooding, May 2006 · 14 claims
  • Extreme Weather Conditons And Flooding, Oct 1996 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLYNN WATER AND SEWER COMM
serves 101,253 people · EPA ID MA3163000
Water SourceSurface water
Last State InspectionNov 2023
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Xfinity
Cable		2,000 / 250
AT&T
Fixed Wireless		100 / 20

May also be available: Starry, T-Mobile.

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