91R River St, Lynn, MA 01905 Property Records

Essex County and Lynn City property record for 91R River St, Lynn, MA 01905

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,816 sqft · built 1900
Lot Size	0.088 acres (3,833 sqft)
Owner	Individual Name on Record
Last Sale	$365,100 (Mar 2017)
Tax Bill	$6,572 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Apr 2026 Line of Credit + 2 more
Flood Zone	Zone AE (high risk)
APN	`B:019 L:305 S:011`

Property Details

APN / Parcel Number

Primary APN	`B:019 L:305 S:011`
Alternative APN	`LYNN M:019 B:305 L:011`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,816 sqft Living Area
Gross Area	3,075 sqft
Basement Area	868 sqft
Unfinished Basement	868 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1964
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	3,833 sqft (0.088 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	91R RIVER ST
City	LYNN
State	MA
Zip	01905-2627
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R4
Legal Block	305
Legal Lot Number	11
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	3
Census Block	3004
Census Tract	205800

Owner

Source: Essex County and Lynn City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	47 MONMOUTH ST, 3, EAST BOSTON, MA 02128-1307
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2026	Deed of Trust, Mortgage · Line of Credit FALL RIVER FIVE CENTS SAVINGS BANK
Apr 27, 2026	Deed of Trust, Mortgage · Line of Credit FALL RIVER FIVE CENTS SAVINGS BANK
Mar 20, 2017	Quit Claim Deed, Transfer SANTANDER BK NA
Mar 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage MASSACHUSETTS HSNG PARTNER FUN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 20, 2017 · Amount on Record
Deed Sale	Mar 20, 2017 · Amount on Record
Prior Sale	Jun 24, 2008 · Amount on Record
Deed Document Number	2017117
Deed Book / Page	35743 / 358
Transfer Doc	035743-358
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Recording Date	Apr 30, 2026
Property Address	91R RIVER ST, LYNN, MA 01905-2627
Document Number	043360-112
Book / Page	43360 / 112
Instrument Date	Apr 22, 2026
Instrument	20264970
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	91R RIVER ST, LYNN, MA 01905-2627

Mortgage

Document Number	0000004970,
Date	Apr 30, 2026
Book Page	43360/112
Instrument	20264970

Lender

Name	FALL RIVER FIVE CENTS SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2046

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Initial Type	Adjustable Rate
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Recording Date	Apr 27, 2026
Property Address	91R RIVER ST, LYNN, MA 01905-2627
Document Number	043351-238
Book / Page	43351 / 238
Instrument Date	Apr 22, 2026
Instrument	20263290
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	91R RIVER ST, LYNN, MA 01905-2627

Mortgage

Document Number	0000003290,
Date	Apr 27, 2026
Book Page	43351/238
Instrument	20263290

Lender

Name	FALL RIVER FIVE CENTS SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2046

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Initial Type	Adjustable Rate
Max Rate	-1%

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Mar 20, 2017
Property Address	91R RIVER ST, LYNN, MA 01905-2627
Document Number	035743-358
Book / Page	35743 / 358
Instrument	117
Transaction Type	Transfer
Record Updated	Jun 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$47.74
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0357430360
Date	Mar 20, 2017
Instrument	35743/0360

Lender

Name	SANTANDER BK NA

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 20, 2047

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	91R RIVER ST, LYNN, MA 01905-2627
Document Number	35743-381
Instrument Date	Mar 17, 2017
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	35743-381
Date	Mar 20, 2017
Book Page	035743/000381
Instrument	1703200119

Lender

Name	MASSACHUSETTS HSNG PARTNER FUN
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,572.00 (+6.29%)	$634,376 (+8.03%) Land $188,000 Building $446,376	$665,344
2024	$6,183.00 (+2.55%)	$587,200 (+8.6%) Land $172,800 Building $414,400
2023	$6,029.00	$540,700 Land $153,900 Building $386,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 41 individual policies
Nearby Flood Policies	110 units insured incl. 69 condo units
Nearby Flood Claims	83 (1979–2024)
Claims Outside the SFHA	13 of 83
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Severe Winter Storm And Flooding, Mar 2018 · 3 claims Severe Storms And Flooding, May 2006 · 14 claims Extreme Weather Conditons And Flooding, Oct 1996 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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