81 River St, Lynn, MA 01905 Property Records

Essex County and Lynn City property record for 81 River St, Lynn, MA 01905

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,355 sqft · built 1870
Lot Size	0.115 acres (4,992 sqft)
Owner	2 Individual Names on Record
Last Sale	$560,000 (Jul 2023)
Tax Bill	$5,605 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Dec 2022 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`B:019 L:305 S:008`

Property Details

APN / Parcel Number

Primary APN	`B:019 L:305 S:008`
Alternative APN	`LYNN M:019 B:305 L:008`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,355 sqft Living Area
Gross Area	2,376 sqft
Basement Area	819 sqft
Unfinished Basement	819 sqft

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1963
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,992 sqft (0.115 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	81 RIVER ST
City	LYNN
State	MA
Zip	01905-2627
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Block	305
Legal Lot Number	8
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	3
Census Block	3004
Census Tract	205800

Owner

Source: Essex County and Lynn City records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	81 RIVER ST, LYNN, MA 01905-2627
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2023	Quit Claim Deed, Transfer · FHA Mortgage NEW FED MORTGAGE CORP
Dec 27, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage PRIME LENDING INC
Apr 21, 2017	Quit Claim Deed, Transfer · Conventional Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2023 · Amount on Record
Deed Sale	Jul 10, 2023 · Amount on Record
Prior Sale	Dec 27, 2022 · Amount on Record
Deed Book / Page	41652 / 405
Record Updated	Oct 29, 2026

July 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Jul 10, 2023
Property Address	81 RIVER ST, LYNN, MA 01905-2627
Document Number	041652-405
Book / Page	41652 / 405
Instrument Date	Jul 7, 2023
Instrument	20230710000380
Transaction Type	Transfer
Record Updated	Jul 28, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	81 RIVER ST, LYNN, MA 01905-2627

Mortgage

Document Number	230710000390
Date	Jul 10, 2023
Instrument	230710000390

Lender

Name	NEW FED MORTGAGE CORP

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

December 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Dec 27, 2022
Property Address	81 RIVER ST, LYNN, MA 01905-2627
Document Number	041372-179
Book / Page	41372 / 179
Instrument Date	Dec 27, 2022
Instrument	20221227002400
Transaction Type	Transfer
Record Updated	Jan 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 RIVER ST, LYNN, MA 01905-2627

Mortgage

Document Number	221227002410
Date	Dec 27, 2022
Instrument	221227002410

Lender

Name	PRIME LENDING INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Apr 21, 2017
Property Address	81 RIVER ST, LYNN, MA 01905-2627
Document Number	35814-71
Book / Page	035814 / 000071
Instrument Date	Apr 21, 2017
Instrument	1704210426
Transaction Type	Transfer
Record Updated	May 9, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,760.00
Amount Accuracy	Confirmed
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 RESERVOIR AVE REVERE MA 021515825, REVERE, MA 02151-5825

Mortgage

Document Number	35814-73
Date	Apr 21, 2017
Book Page	035814/000073
Instrument	1704210427

Lender

Name	PRIME LNDG

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 20, 2047

Tax Assessment & Valuation

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,605.00 (+5.12%)	$541,000 (+6.83%) Land $204,700 Building $336,300	$566,200
2024	$5,332.00 (+10.85%)	$506,400 (+17.39%) Land $188,100 Building $318,300
2023	$4,810.00	$431,400 Land $167,500 Building $263,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 41 individual policies
Nearby Flood Policies	110 units insured incl. 69 condo units
Nearby Flood Claims	83 (1979–2024)
Claims Outside the SFHA	13 of 83
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Severe Winter Storm And Flooding, Mar 2018 · 3 claims Severe Storms And Flooding, May 2006 · 14 claims Extreme Weather Conditons And Flooding, Oct 1996 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Starry, T-Mobile.

Nearby Properties on River St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures