Pinellas County property record for 89 Nicholas Dr, Dunedin, FL 34698
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,437 sqft · built 1959 |
| Lot Size | 0.201 acres (8,799 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $154,700 (Dec 2009) |
| Tax Bill | $1,601 (2025) |
| Deeds & Mortgages | Jan 2022 Line of Credit Jul 2021 Mortgage + 4 more |
| Flood Zone | Zone AE (high risk) |
| APN | C62-000-742-1683-9 |
| Primary APN | C62-000-742-1683-9 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,437 sqft Heated Area |
| 1st Floor Area | 1,437 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,799 sqft (0.201 acres) |
| Lot Dimensions | 110 ft deep x 80 ft wide |
| Garage Area | 350 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 216 sqft |
| Deck Area | 200 sqft |
| Patio Area | 250 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R158398 |
|---|---|
| Old Parcel Number | 152815365940001490 |
| Street Address | 89 NICHOLAS DR |
| City | DUNEDIN |
| State | FL |
| Zip | 34698-2565 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HARBOR VIEW VILLAS 1ST ADD LOT 149 |
| Legal Range | 15 |
| Legal Township | 28 |
| Legal Section | 15 |
| Legal Subdivision | HARBOR VIEW VILLAS 1ST ADD |
| Legal Lot Number | 149 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 3 |
| Census Block | 3048 |
| Census Tract | 27106 |
Source: Pinellas County records, as of December 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 89 NICHOLAS DR, DUNEDIN, FL 34698-2565 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 28, 2022 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Jul 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK |
| Feb 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK |
| Feb 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK |
| Jan 17, 2017 | Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST MORTGAGE INC |
| May 10, 2018 | Deed of Trust, Mortgage · Line of Credit SUNTRUST BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 1, 2009 · Amount on Record |
| Deed Sale | Dec 1, 2009 · Amount on Record |
| Prior Sale | Oct 4, 2004 · Amount on Record |
| Deed Document Number | 2009313046 |
| Deed Book / Page | 16763 / 426 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 89 NICHOLAS DR, DUNEDIN, FL 34698-2565 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2022 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 89 NICHOLAS DR, DUNEDIN, FL 34698-2565 |
| Document Number | 0219091690 |
|---|---|
| Date | Jan 28, 2022 |
| Book Page | 21909/1690 |
| Instrument | 2022028771 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 27, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 89 NICHOLAS DR, DUNEDIN, FL 34698-2565 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 89 NICHOLAS DR, DUNEDIN, FL 34698-2565 |
| Document Number | 0216072156 |
|---|---|
| Date | Jul 1, 2021 |
| Book Page | 21607/2156 |
| Instrument | 2021217617 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 89 NICHOLAS DR, DUNEDIN, FL 34698-2565 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2021 |
| Name | Verified Name |
|---|---|
| Address | 89 NICHOLAS DR, DUNEDIN, FL 34698-2565 |
| Document Number | 0213851040 |
|---|---|
| Date | Feb 11, 2021 |
| Book Page | 21385/1040 |
| Instrument | 2021045971 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 89 NICHOLAS DR, DUNEDIN, FL 34698-2565 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2021 |
| Name | Verified Name |
|---|---|
| Address | 89 NICHOLAS DR, DUNEDIN, FL 34698-2565 |
| Document Number | 0213841181 |
|---|---|
| Date | Feb 10, 2021 |
| Book Page | 21384/1181 |
| Instrument | 2021044687 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 89 NICHOLAS DR, DUNEDIN, FL 34698-2565 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0194842555 |
|---|---|
| Date | Jan 17, 2017 |
| Book Page | 19484/2555 |
| Instrument | 2017016266 |
| Name | SUNTRUST MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 89 NICHOLAS DR, DUNEDIN, FL 34698-2565 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0200461261 |
|---|---|
| Date | May 10, 2018 |
| Book Page | 20046/1261 |
| Instrument | 2018148599 |
| Name | SUNTRUST BANK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | May 9, 2021 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Pinellas County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Dunedin City |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,601.00 (-24.73%) Homeowner's exemption | $132,526 (-18.66%) | $289,919 (-35.55%) Land $175,568 Building $114,351 |
| 2023 | $2,127.00 (+3.4%) Homeowner's exemption | $162,928 (+3%) | $449,852 (+18.38%) Land $270,989 Building $178,863 |
| 2022 | $2,057.00 Homeowner's exemption | $158,183 | $380,017 Land $239,925 Building $140,092 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 331 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1,072 units insured incl. 741 condo units |
| Nearby Flood Claims | 417 (1988–2024) |
| Claims Outside the SFHA | 7 of 417 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DUNEDIN WATER SYSTEM serves 46,161 people · EPA ID FL6520486 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 32 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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