89 N Frontera Cir, Spring, TX 77382 Property Records

Montgomery County property record for 89 N Frontera Cir, Spring, TX 77382

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,821 sqft · built 2006
Lot Size	0.152 acres (6,624 sqft)
Owner	2 Individual Names on File
Last Sale	$387,100 (Sep 2020)
Tax Bill	$5,862 (2023)
Deeds & Mortgages	Jul 2021 Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9699-61-02700`

Property Details

APN / Parcel Number

Primary APN	`9699-61-02700`
Alternative APN	`R344735`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Stories	2 Stories
Building Area	2,821 sqft Living Area
Gross Area	3,274 sqft
1st Floor Area	1,644 sqft
2nd Floor Area	1,177 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	6,624 sqft (0.152 acres)
Garage Type	Attached
Garage Area	453 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	303 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	89 N FRONTERA CIR
City	SPRING
State	TX
Zip	77382-7004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S969961 - WDLNDS VIL STERLING RIDGE 61, BLOCK 2, LOT 12
Legal Subdivision	WDLNDS VIL STERLING RIDGE 61
Legal Block	2
Legal Lot Number	12
Jurisdiction	MONTGOMERY TX
Township / Civil Division	SOUTHEAST MONTGOMERY
Census Block Group	2
Census Block	2000
Census Tract	690604

Owner

89 N Frontera Cir is owned and occupied by two individuals who bought it in September 2020.

Source: Montgomery County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	89 N FRONTERA CIR, SPRING, TX 77382-7004
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2021	Deed of Trust, Mortgage · VA Mortgage SMI LENDING INC
Sep 16, 2020	Vendor's Lien, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2020 · Amount on File
Deed Sale	Sep 16, 2020 · Amount on File
Prior Sale	Apr 15, 2013 · Amount on File
Deed Document Number	2020102311
Prior Transfer Date	Apr 12, 2013
Prior Transfer Doc	0000036962
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	89 N FRONTERA CIR, SPRING, TX 77382-7004
Transaction Type	Mortgage
Record Updated	Sep 28, 2021
Title Company	TRINITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000098721
Date	Jul 19, 2021
Instrument	2021098721

Lender

Name	SMI LENDING INC
Type	Lending Institution
Address	DALLAS, TX 75244

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

September 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTGOMERY TX
Recording Date	Sep 16, 2020
Property Address	89 N FRONTERA CIR, SPRING, TX 77382-7004
Document Number	0000102311
Map Reference	CAB Z SH 13
Instrument Date	Sep 14, 2020
Instrument	2020102311
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	TEXAS AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 N FRONTERA CIR, SPRING, TX 77382-7004

Mortgage

Document Number	0000102312
Date	Sep 16, 2020
Instrument	2020102312

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Conroe Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$575,099 (+5.76%) Land $80,000 Building $495,099	$575,099 (-2.19%) Land $80,000 Building $495,099
2025		$543,798 Land $80,000 Building $507,962	$587,962 Land $80,000 Building $507,962
2023	$5,862.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$449,420 Land $80,000 Building $422,380	$502,380 Land $80,000 Building $422,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 89 N Frontera Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Nearby Flood Policies	25 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 89 N Frontera Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY MUD 46 serves 24,399 people · EPA ID TX1700348
Water Source	Purchased surface water from SJRA THE WOODLANDS
Last State Inspection	Jan 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 503 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Ezee Fiber.

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