840 Kathy Rd, Bartow, FL 33830 Property Records

Polk County property record for 840 Kathy Rd, Bartow, FL 33830

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 950 sqft · built 1992
Lot Size	0.229 acres (9,993 sqft)
Owner	Individual Name on File
Last Sale	$107,000 (Dec 2020)
Tax Bill	$2,042 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Jul 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`25-29-35-363481-000060`

Property Details

APN / Parcel Number

Primary APN	`25-29-35-363481-000060`
Alternative APNs	`352925363481000060` `52925000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	950 sqft Living Area
Gross Area	1,327 sqft
1st Floor Area	950 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	9,993 sqft (0.229 acres)
Lot Dimensions	125 ft deep x 80 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	377 sqft
Porch	Unfinished Open Porch
Porch Area	56 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	840 KATHY RD
City	BARTOW
State	FL
Zip	33830-8642
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GANDY GROVE ESTATES PHASE ONE PB 91 PG 40 LOT 6
Legal Range	25E
Legal Township	29S
Legal Section	35
Legal Subdivision	GANDY GROVE ESTATES
Legal Phase	1
Legal Tract	363481
Legal Block	2
Legal Lot Number	6
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2022
Census Tract	14501

Owner

840 Kathy Rd is owned and occupied by an individual who bought it in December 2020.

Source: Polk County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	840 KATHY RD, BARTOW, FL 33830-8642
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2020	Warranty Deed, Transfer LOANDEPOT.COM LLC
Jul 9, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2020 · Amount on File
Deed Sale	Dec 18, 2020 · Amount on File
Prior Sale	Oct 5, 2007 · Amount on File
Deed Document Number	2020274589
Deed Book / Page	11502 / 672
Prior Transfer Date	Jan 27, 2010
Prior Transfer Doc	0000033428
Record Updated	Oct 29, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Dec 18, 2020
Property Address	840 KATHY RD, BARTOW, FL 33830-8642
Document Number	0115020672
Book / Page	011502 / 000672
Instrument Date	Nov 30, 2020
Instrument	274589
Transaction Type	Transfer
Record Updated	Jan 5, 2021
Title Company	WHITWORTH TITLE GROUP, WHITWORTH TITLE GRP

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$749.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	840 KATHY RD BARTOW FL 338308642, BARTOW, FL 33830-8642

Mortgage

Document Number	115020673
Date	Dec 18, 2020
Book Page	011502/000673
Instrument	274590

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 17, 2050

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK FL
Recording Date	Jul 9, 2019
Property Address	840 KATHY RD, BARTOW, FL 33830-8642
Document Number	0109001760
Book / Page	010900 / 001760
Instrument Date	Jun 27, 2019
Instrument	142207
Transaction Type	Transfer
Record Updated	Jul 22, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3101 NW 87TH ST MIAMI FL 331473749, MIAMI, FL 33147-3749

Tax Assessment & Valuation

The 2025 property tax bill for 840 Kathy Rd was $2,042, down 18.1% from the year before.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$170,902 (+8.19%) Land $40,000 Building $130,902	$170,902 (+8.11%) Land $40,000 Building $130,902
2025	$2,042.00 (-18.12%)	$157,963	$158,080 Land $25,000 Building $133,080
2024	$2,494.00 (+7.04%)
2023	$2,330.00 (+11.11%)	$157,032 (+18.36%) Land $8,900 Building $148,132	$157,032 (+18.36%) Land $8,900 Building $148,132
2022	$2,097.00	$132,669 Land $7,400 Building $125,269	$132,669 Land $7,400 Building $125,269

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 840 Kathy Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	23 (1979–2022)
Claims Outside the SFHA	3 of 23
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Frances, Sep 2004 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 840 Kathy Rd is moderate, ranking above 68% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 48% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BARTOW serves 21,501 people · EPA ID FL6530315
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Kathy Rd

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