8874 Cagle Dr, Navarre, FL 32566 Property Records

Santa Rosa County property record for 8874 Cagle Dr, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,433 sqft · built 1993
Lot Size	0.254 acres (11,064 sqft)
Owner	2 Company Names on Record
Last Sale	$260,000 (Sep 2021)
Tax Bill	$2,139 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-2S-26-1960-00000-0270`

Property Details

APN / Parcel Number

Primary APN	`21-2S-26-1960-00000-0270`
Alternative APN	`S262211960000000270`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,433 sqft Living Area
Gross Area	2,565 sqft
1st Floor Area	1,433 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	11,064 sqft (0.254 acres)
Lot Dimensions	135 ft deep x 82 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	516 sqft
Patio Area	192 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	8874 CAGLE DR
City	NAVARRE
State	FL
Zip	32566-2128
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2-HON
Legal Description	ENHNCD LIFE EST RESRVD IN: LOT 27 JACKSON TRAIL AS DES IN OR 4174 PG 536 & E-L/E RES IN OR 4534 PG 1128
Legal Range	26W
Legal Township	2S
Legal Section	21
Legal Subdivision	JACKSON TRAIL
Legal Lot Number	27
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	2
Census Block	2016
Census Tract	10827

Owner

Source: Santa Rosa County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	8874 CAGLE DR, NAVARRE, FL 32566-2128
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2021 · Amount on Record
Deed Sale	Sep 8, 2021 · Amount on Record
Prior Sale	Aug 1, 2001 · Amount on Record
Deed Document Number	202159718
Deed Book / Page	4174 / 536
Last Transfer Date	Aug 20, 2024
Transfer Doc	0045341128
Record Updated	Jun 8, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Sep 8, 2021
Property Address	8874 CAGLE DR, NAVARRE, FL 32566-2128
Document Number	0041740536
Book / Page	4174 / 536
Map Reference	MB E PG 77
Instrument Date	Aug 27, 2021
Instrument	202159718
Transaction Type	Transfer
Record Updated	Sep 29, 2021
Title Company	KNIGHT BARRY TITLE SOLUTIONS INC, KNIGHT BARRY TITLE SLN INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,820.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4 BAYOU WOODS CT NW, 4, FORT WALTON BEACH, FL 32548-4315

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 WASHINGTON ST, LODI, NJ 07644-2326

Mortgage

Document Number	4174539
Date	Sep 8, 2021
Instrument	4174/539

Lender

Name	UNIVERSITY LENDING GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,139.00 (+3.78%)	$210,482 (+2.9%)	$218,715 (+3.76%) Land $50,000 Building $168,715
2024	$2,061.00 (+6.35%) Homeowner's exemption	$204,550 (+6.34%)	$210,781 (+5.65%) Land $45,000 Building $165,781
2023	$1,938.00 (+4.81%) Homeowner's exemption	$192,347 (+4.03%)	$199,506 (+7.91%) Land $40,000 Building $159,506
2022	$1,849.00 Homeowner's exemption	$184,890	$184,890 Land $35,000 Building $149,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 117 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	117 in force
Nearby Flood Claims	7 (2014–2025)
Claims Outside the SFHA	7 of 7
Most Recent Claim	May 2025 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 4 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20