8863 Cagle Dr, Navarre, FL 32566 Property Records

Santa Rosa County property record for 8863 Cagle Dr, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,675 sqft · built 1994
Lot Size	0.253 acres (11,064 sqft)
Owner	Individual Name on Record
Last Sale	$283,000 (Jul 2020)
Tax Bill	$2,336 (2024)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-2S-26-1960-00000-0050`

Property Details

APN / Parcel Number

Primary APN	`21-2S-26-1960-00000-0050`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,675 sqft Heated Area
Gross Area	2,410 sqft
1st Floor Area	2,095 sqft
Flooring	Wood
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2004
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Shingle
Lot Area	11,064 sqft (0.253 acres)
Lot Dimensions	1,350 ft deep x 820 ft wide
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	315 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	212S261960000000050
Street Address	8863 CAGLE DR
City	NAVARRE
State	FL
Zip	32566-2128
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2-HON
Legal Description	JACKSON TRAIL LOT 5 AS DES IN OR 3979 PG 372
Legal Range	26W
Legal Township	02S
Legal Section	21
Legal Subdivision	JACKSON TRAIL
Legal Lot Number	5
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	2
Census Block	2016
Census Tract	10827

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8863 CAGLE DR, NAVARRE, FL 32566-2128
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2020 · Amount on Record
Deed Sale	Jul 21, 2020 · Amount on Record
Prior Sale	Dec 28, 2017 · Amount on Record
Deed Document Number	202036144
Deed Book / Page	3979 / 372
Record Updated	Jun 8, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jul 21, 2020
Property Address	8863 CAGLE DR, NAVARRE, FL 32566-2128
Document Number	0039790372
Book / Page	003979 / 000372
Instrument Date	Jul 16, 2020
Instrument	36144
Transaction Type	Transfer
Record Updated	Aug 10, 2020
Title Company	RELIABLE LAND TITLE CORPORATION, RELIABLE LAND TITLE CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,981.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8863 CAGLE DR NAVARRE FL 325662128, NAVARRE, FL 32566-2128

Mortgage

Document Number	39790374
Date	Jul 21, 2020
Book Page	003979/000374
Instrument	36145

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 20, 2050

Interest

Rate	13%

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,336.00 (+2.55%) Homeowner's exemption	$229,688 (+3.22%)	$268,472 (+2.77%) Land $45,000 Building $223,472
2023	$2,278.00 (+2.8%) Homeowner's exemption	$222,513 (+3%)	$261,241 (+4.17%) Land $40,000 Building $221,241
2022	$2,216.00 Homeowner's exemption	$216,032	$250,778 Land $35,000 Building $215,778

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 117 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	117 in force
Nearby Flood Claims	7 (2014–2025)
Claims Outside the SFHA	7 of 7
Most Recent Claim	May 2025 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 4 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20